Loan Administrative Specialist & Junior Credit Analyst

Overview

Career Opportunity:
Loan Administrative Specialist and Junior Credit Analyst with Farmers and Merchants Bank in Dayton, OH

Do you have an interest in commercial banking and credit?
Are you detail-driven and ready to support loan documentation, servicing, and reporting from start to finish?
If you answered yes, we want to speak with you!

As the Loan Administrative Specialist and Junior Credit Analyst you will support the bank’s lending operations with a focus on commercial lending. Working closely with Credit Analysts, lenders, and internal and external partners, you will provide critical support across loan administration, credit analysis, and key lending processes.

• Review loan documentation for accuracy and compliance with bank policies and regulations.
• Manage mortgage escrow accounts and related administrative processes.
• Assist loan officers with filing and releasing collateral liens.
• Support the loan accounting system, including transaction processing and general ledger balancing.
• Request flood determinations, lien searches, and insurance coverage as required.
• Prepare and file home improvement and equity loan documents to perfect liens.
• Track hazard and flood insurance coverage and placement.
• Process daily loan notices, including rate and payment changes.
• Assist with credit presentations, financial analysis, credit risk analysis, and board loan reports.
• Enter and analyze financial data from balance sheets, cash flows, tax returns, and internal profit and loss statements.
• Collect and review ongoing financials from commercial clients, including annual reviews.
• Perform other related duties as assigned.

• High school diploma or equivalent required; college degree preferred
• Successful completion of a pre‑employment background check and satisfactory credit history
• Strong customer service, interpersonal, and organizational skills
• Positive, professional attitude toward customers, supervisors, and coworkers
• Proficiency in Microsoft Office, including Word, Excel, and Outlook
• Ability to manage multiple priorities independently, using sound judgment and initiative

Farmers and Merchants Bank is growing in the South Dayton area. We are your hometown bank and our philosophy is to provide basic banking services in a friendly and courteous manner to the residents and small businesses of Southwest Dayton. This philosophy remains the same 90 plus years later.

If you are ready for a new challenge and meet the qualifications outlined above, apply online by sending your resume to !