Underwriter, Personal Lines

Base pay range

$22.00/hr - $25.00/hr

DUAL North America is seeking an Underwriter for the Personal Lines division.

At DUAL, underwriters play a key strategic role in shaping the underwriting framework and expanding broker relationships. In this role, you will provide expertise in risk evaluation, manage new and renewal submissions, and support profitable portfolio growth.

In collaboration with the Personal Lines division, you will manage underwriting for personal insurance products including Homeowners, Manufactured Home, and Dwelling Fire policies.

• Classification:
  Exempt/Full-time
• Reports to:
  
  Underwriting Territory Manager
• Travel: 0-10%

• Evaluate new and renewal insurance applications and policies based on established underwriting guidelines.
• Execute annual new and renewal business goals by underwriting to established standards.
• Foster relationships with assigned producers and brokers.
• Gather and compile information required to properly assess underwriting concerns.
• Generate, edit, and send out a variety of correspondence such as requests for information, cancellations, and nonrenewal.
• Demonstrate an advanced understanding of technical underwriting principles and risk underwriting characteristics in personal property risks.
• Keep up to date on market dynamics, competitive landscape, and product differences and communicate market intelligence to the broader team.
• Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable.
• Underwriting Authority: Has Underwriting Authority per an assigned LOA.

• Bachelor’s degree in risk management, finance, business or a related field preferred.
• 0-5 years underwriting experience.
• Solid understanding of underwriting principles and risk assessment.
• Strong analytical, negotiation and decision‑making skills.
• Excellent written, verbal and client‑facing communication skills.
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint).
• Ability to follow policies and procedures.
• Self‑motivated with strong attention to detail.
• Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment.
• If you do not meet all the qualifications for this role, we still encourage you to apply, as we are always looking for diverse talent to join our growing team.

A career that you define. Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more.

We provide an environment where new ideas are encouraged and celebrated, where people who want to have a real hand in our success thrive. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community.

We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect. DUAL North America provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. DUAL will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.

Entry level

Full-time

Administrative, General Business, and Customer Service

Insurance