Senior Actuarial Associate

Overview

Curative is reimagining health insurance - with $0 out of pocket costs and by reducing barriers to people seeking care. Help us create a better healthcare experience for our members by making it easy & intuitive for them to access the care they need. We believe in a clear, simple health plan that allows our members to get zero-cost in-network care anytime they need it.

We want to put healthcare back in the hands of the patient and clinicians, with a focus on preventative care.

• Calculate new business and renewal rates for complex group cases based on the analysis of a group’s experience, industry, location, and demographics.
• Establish a new business tracker and conduct competitive analysis on rates and plan design.
• Collaborate with data scientists to enhance reporting and monitor health plan performance to inform future pricing assumptions.
• Present changes to pricing assumptions to internal stakeholders; update underwriting guidelines and models with said changes.
• Update monthly IBNP analysis and coordinate with the finance team to support month end reporting.
• Support budget and forecast process.
• Build and maintain cutting edge models and methodologies to support core actuarial functions: pricing, IBNP, forecasting, health plan initiatives, and provider negotiations.
• Develop and manage actuarial peer review process to ensure accuracy and appropriateness of all modeling.
• Maintain strong relationships and lines of communication with internal and external stakeholders.
• Work adhering to US regulatory and Quality System requirements (21 CFR 820, etc).
• This position assumes and performs other duties as assigned.

• Advanced analytical skills and creative problem-solving abilities with attention to detail.
• Sound knowledge of actuarial techniques and standards.
• Able to translate and effectively communicate financial models and the results of actuarial analyses.
• Capable of working on multiple projects under tight deadlines.
• Excellent organizational and time management skills.
• Commercial awareness with an understanding of broader business issues.

• 3 or more years of healthcare actuarial experience, with preferred experience with large group commercial health products, including fully insured, level funded, and self-insured products.
• Bachelor’s degree in mathematics, statistics, economics, actuarial science, business, computer science or related degree
• 2 or more actuarial exams, ASA designation preferred.
• Experience with excel-based pricing model maintenance including VBA capabilities, SQL query development and data management, and predictive analytics.

• While performing the duties of this Job, the employee is regularly required to sit; use hands to handle or feel; talk; and hear.
• The employee is frequently required to reach with hands and arms.
• The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl.
• Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.
• The noise level in the work environment is usually:
  Mild.
• This position is in Austin/Dallas.