Mortgage Loan Officer Texas

Mortgage Loan Officer – Texas

Join Regions Bank as a Mortgage Loan Officer. We are looking for performance‑driven individuals who are focused on results, dedicated to quality, strength, and integrity, and possess the drive to succeed.

The Mortgage Loan Officer directs the origination of residential mortgage loans from a borrower through a branch network.

• Completes mortgage applications for submission to the loan processing and underwriting departments
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
• Maintains contact with loan customers, communicating progress and obtaining required documentation
• Structures loans to comply with acceptable lending practices and Federal regulations
• Establishes detailed marketing/business plans, including contacts with potential and existing loan customers, realtors, builders, developers, etc., and sets frequency of contact
• Answers customer calls and walk‑in customers to discuss loan products and qualification information
• Makes sales calls on potential or existing customers to develop new business or retain existing business, as established in the Regions marketing plan
• Cross‑sells other bank products and services
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
• Participates in networking through professional, business, and community organizations to promote and market loan products

This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.

This is a commission‑based job. Associates in this role have historically earned total compensation averaging $20,000 – $100,000+ per year. Actual compensation will vary based on location, performance, and production.

This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to (Use the "Apply for this Job" box below). for more information.

• High School Diploma or GED
• One (1) year of mortgage lending experience with proven mortgage production
• Abundant mortgage experience in developing external business via referral partners in the market, including but not limited to realtors, builders, and financial planners

• Bachelor's degree
• Prior Mortgage Loan Officer experience

• Good organizational skills
• Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
• Knowledgeable on agency and investor regulations and guidelines
• Ability to build and maintain internal and external relationships to deliver high levels of service
• Ability to multi‑task competing priorities and meet tight deadlines
• Proficient in Microsoft Office products
• Sales acumen
• Strong written and verbal communication skills
• Positions may be available in other cities within Texas

• Mortgage Loan Officers with a minimum of $1M per month average proven production volume
• Current mortgage origination experience

Full time

This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental, and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

To learn more about Regions’ benefits, please visit Regions Benefits Portal.

Greenway Plaza, Houston, Texas

We are an Equal Opportunity Employer/including Disabled/Veterans.

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher‑volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

Not Applicable

Full‑time

Finance and Sales

Banking