Consumer & Commercial Loan Regulatory Compliance – Senior Advisor

Consumer & Commercial Loan Regulatory Compliance – Senior Advisor

Join to apply for the Consumer & Commercial Loan Regulatory Compliance – Senior Advisor role at Santander Bank, N.A.

Country:
United States of America

Santander is a global leader and innovator in the financial services industry and is evolving from a high‑impact brand into a technology‑driven organization. Our people are at the heart of this journey and together, we are driving a customer‑centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

• Advises management on current issues regarding compliance with federal regulations.
• Serves as a subject matter expert to ensure documents, projects, processes or product initiatives comply with regulatory and legal requirements and enterprise policies.
• Partners with managers in assigned business unit(s) to respond to reports or findings issued by regulatory agencies or audit.
• Identifies systemic procedural weaknesses and additional training requirements needed to ensure compliance.
• Assists management with responding to regulatory inquiries and third party examiners.
• Collaborates across business units within the organization to ensure consistency in policies and procedures.
• Identifies compliance opportunities and potential solutions.
• Performs risk assessments, analyzes transactional data, identifies root cause(s) of issues, and provides recommendations to management.
• Provides compliance input on business action plans, projects, or operational requests.
• Provides insight and guides management on issues.
• Leads and influences cross‑functional enterprise projects or compliance teams.
• Leads efforts to improve standardization and efficiency of responses to regulators.
• Offers recommendations and makes project related decisions within scope of work assignment.
• Serves as a resource to team members on escalated issues of unusual nature.
• Mentors and enhances compliance staff knowledge competencies.
• Ensures proper implementation of business requirements and identifies outstanding compliance issues.
• Maintains and promotes awareness of relevant regulatory requirements, industry enforcement actions, and regulatory changes.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor’s Degree or equivalent work experience:
  Business, Finance, or equivalent degree. (Required)
• Master’s Degree in Business, Finance, or equivalent field. (Preferred)
• 9+ Years Compliance, Legal, Regulatory, or Financial Services. (Required)
• Advanced knowledge of regulatory compliance, relevant industry regulations and regulatory data sources.
• Demonstrated experience facilitating change to achieve measurable results.
• Demonstrated subject matter expertise on compliance opportunities and resolution.
• Business Line awareness.
• Detail oriented with the ability to also understand overall strategy.
• Excellent interpersonal, supervisory, and customer service skills.
• Excellent written and verbal communication skills.
• Excellent critical thinking skills with the ability to identify and resolve complex risk management problems.
• Excellent project management skills.
• Ability to build and foster internal and external relationships.
• Ability to analyze risk and design efficient control practices to minimize risk.
• Ability to lead, influence and direct peers, subordinates and management.
• Ability to make effective decisions on complex matters.
• Ability to convey a sense of urgency and drive.
• Ability to multi‑task and meet strict deadlines.
• Ability to adjust to new developments/changing circumstances.
• Ability to interact with senior level management; experience interfacing with multiple levels of the organizational structure.
• Superior analytical, problem‑solving and critical thinking skills.
• Self‑directed,…