Team Loan Originator NE - Keller

Description

Under the direction of the Lead/Primary Loan Originator, performs office or non‑manual work directly related to the management or general business operations of Prime Lending and its customers and markets, and promotes Prime Lending products and services to the team’s client base of realtors, builders, bank officers, and potential and past clients.
Acts as a liaison between the Lead/Primary and/or other team loan originators, in‑process customers and branch operations staff.

• Markets and promotes Prime Lending’s financial products.
• Handles loan volume as directed by each team loan originator in a timely and efficient manner, while obtaining working knowledge of company products as well as private and government‑insured mortgage guidelines.
• Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including counseling and pre‑qualifying potential home buyers.
• Collects and analyzes information regarding the customer’s income, assets, investments or debts.
• Schedules appointments with potential customers for the team loan originator(s).
• Obtains all necessary support documents, including fees, and promptly communicates loan status to all interested parties; obtains remaining or uncollected loan documentation after closing.
• Negotiates terms and conditions of loans with customers.
• Stays abreast of changes in rules and regulations pertaining to private and government‑insured mortgages.
• Maintains a professional image and adheres to standards consistent with company policies and procedures.
• Meets customer service standards as outlined by management.
• Other functions as needed.

• High school diploma or equivalent and appropriate licenses as required by state.
• One to two years of sales or mortgage banking experience preferred.
• Valid driver’s license and current automobile liability insurance.
• Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
• Demonstrated judgment and decision‑making ability; excellent presentation and communication skills, both verbal and written.
• Ability to quickly assess and process large amounts of information, and ability to use designated technology.
• Committed to continually expanding knowledge of issues influencing the industry and the organization.
• Organized and detail‑oriented with ability to prioritize workload based on loan volume.
• Proficient in required origination technology and use of other office equipment.
• Maintain confidentiality of borrower and/or company information.
• In accordance with U.S. Department of Labor Regulation Part 541–Exemptions under the Fair Labor Standards Act (FLSA) Section 13(a)(1) employees who meet certain tests will qualify for Exempt Status.