Underwriter - III

Ameri Home Mortgage Company, LLC – Underwriter – III

Join the team as a Mortgage Underwriter III at Ameri Home Mortgage Company, LLC.

As a Mortgage Underwriter III you will be responsible for underwriting Government and Conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure they meet company and investor quality standards. You will review and clear underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays.

• Manage individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews, and conditions reviews within defined turnaround times.
• Identify document deficiencies, add applicable conditions, and request additional information or documentation from customers as needed; contact customers to provide updates and clarification on outstanding conditions and deficiencies.
• Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers.
• Perform independent research of guidelines and overlays while reviewing loans.
• Other duties as assigned.

• 7+ years of related experience in the Mortgage Industry, Residential Mortgage Loan underwriting or similar field.
• High school diploma required.
• Advanced knowledge of residential mortgage industry in Correspondent or Retail Lending, including sales, operations, capital markets, and other residential mortgage products and services.
• Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
• Advanced knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines.
• Intermediate knowledge of MS Office products.
• Intermediate knowledge of Encompass.
• Advanced speaking and writing communication skills.

We offer competitive salaries, ownership stake, medical and dental insurance, time off, a great 401(k) matching program, tuition assistance, employee volunteer program, wellness program, and opportunities to enhance business knowledge and career growth.

Ameri Home Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Other affiliated banks include Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank – all FDIC members.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, national origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information. The company is committed to providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process, please email  or call 602‑386‑2488 with your contact information and accessibility request.

The company will respond only to inquiries concerning accommodation requests.

© Western Alliance Bancorporation