Senior Financial Analyst - Wholesale Banking

SUMMARY

The Senior Financial Analyst supports the Business Finance Director in all financial planning, forecasting, reporting, and business performance analysis activities for the Wholesale Banking segment. This position plays a key role in transforming financial data into actionable insights that inform decisions around pricing, profitability, loan growth, deposit mix, and risk-adjusted returns.

The role blends traditional FP&A rigor with forward-looking analysis and requires curiosity, precision, and strong understanding of commercial banking economics.

Other duties and special projects may be assigned.

• Supports the preparation of annual budgets, forecasts, and multi-year plans for the Wholesale Banking portfolio.
• Develops and maintains driver-based forecast models for NII, fees, credit losses, and expenses.
• Collaborates with line-of-business partners to validate assumptions and provide variance explanations.

• Produces monthly and quarterly financial performance reports
  , identifying key drivers behind variances and trends.
• Analyzes portfolio profitability
  , balance sheet composition, and product-level contribution.
• Maintains banker performance dashboards and assist in incentive metric tracking.

• Provides analysis and insights to business partners on client, product, and industry performance.
• Supports the development of presentations for leadership, including executive and board-level materials.
• Participates in ad hoc analyses and business case development for new products, pricing, or initiatives.

• Ensures accuracy and completeness of financial data and reconciliations.
• Partners with Controllership and Risk to validate financial inputs and align reporting standards.
• Maintains documentation for forecasting methodologies and reporting assumptions.
• Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
• Adheres to Bank policies and procedures and completes required training.
• Identifies and reports suspicious activity.

Bachelor's Degree in a quantitative field such as economics, finance, statistics, or mathematics required. Advanced degree or certification (MBA, CFA) preferred.

• 5+ years of progressive finance experience (FP&A, commercial banking analysis, or related field) required.

• Solid understanding of banking P&L, loan/deposit drivers, credit risk concepts and FTP.
• Strong analytical and modeling skills.
• Advanced proficiency in Excel, Power BI/Tableau, and data-driven forecasting tools; SQL and Python experience a plus.
• Proficiency using AI tools in a professional environment.
• Understanding of data governance and data quality controls.

• Analytical curiosity and attention to detail.
• Business acumen specific to banking.
• Clear and concise storytelling through data.
• Initiative and ownership of deliverables.
• Team collaboration across Finance, Credit, and Business partners.

• Candidates residing in locations within Bank United's footprint may be given preference.