CRA-Community Development Officer

The CRA-Community Development Officer assists the Head of Regulatory Compliance in developing and maintaining the Bank’s CRA investments, service hours, and lending initiatives, as well as managing the overall CRA program.

• Complete an annual CRA self‑assessment, quarterly performance monitoring, and ad hoc reporting on lending, investment, and service activities.
• Periodically review the Bank’s assessment area to ensure reasonableness of the delineation.
• Collect, compile, and analyze data for the bank’s CRA program monthly, using CRA software.
• Manage CRA community development services, such as financial literacy events, including planning, coordination, and delivery.
• Develop and maintain partnerships and contacts for the CRA Financial Literacy program and other community groups and government agencies.
• Educate staff about CRA requirements and procedures, and assign compliance training to managers and employees.
• Handle complaints that impact the bank’s CRA performance.
• Develop a strong knowledge of state and federal banking laws and regulations, including CRA, HMDA, ECOA, FHA, SCRA, UDAAP, and related matters.
• Prepare examination or audit materials as needed.
• Maintain required updates to CRA notice.
• Prepare and publish the CRA public file annually by April 1.
• Maintain CRA policies and procedures.
• Ensure CRA‑qualified investments and donations, HMDA, small‑business and farm loans, flexible lending programs, community development loans, and employee volunteer hours are appropriately documented for reporting.
• Complete all required compliance training, including BSA/AML training, online training, and meetings.
• Perform other related duties to benefit the mission of the organization.

• Five years of banking regulatory compliance or related experience.
• Strong knowledge of state and federal banking laws, including CRA, HMDA, ECOA, FHA, SCRA, UDAAP, FCRA, and related matters.
• Proven communication, analytical, and project management skills.
• High proficiency in MS Office, especially Excel and PowerPoint.
• Working knowledge of automated CRA and fair lending software.
• Ability to travel locally as required.

• Medical
• Dental
• Vision
• Telehealth
• Health Reimbursement Arrangement (HRA)
• Flexible Spending Account (FSA)
• Health Savings Account (HSA)
• 401(k) with employer match
• Life insurance – employer provided
• Short‑term disability – employer provided
• Long‑term disability – employer provided
• Supplemental life – voluntary
• Critical illness benefits – voluntary
• Hospital indemnity benefits – voluntary
• Employee assistance program
• Pet insurance
• Prescription discount
• Discount legal services
• protection services

UTB is an equal‑opportunity employer. Qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.