Credit Officer; Monitoring & Controls Team

Job Description

The role …

Whilst experience in a credit role may be an advantage, the right attitude is the most important quality. We are keen to hear from you whatever stage you are at in your career.

The role of Credit Monitoring Officer is really important to us. You will be responsible for ongoing review of customers fuel spend against agreed credit limits using internal systems and credit agency information to manage risk in line with credit policy.

• Analyse and collate data from different sources to complete risk reviews
• Communicate risk recommendations to senior stakeholders to influence and shape risk/ reward decisions
• Review financial information and compile trend analysis, produce risk reviews for senior management and external insurance companies.
• Daily review of credit limit breaches, prioritising workload based on internal risk strategy
• Manage accounts through to conclusion, working to agreed deadlines and obtaining buy in for actions from key stakeholders
• Underwrite credit limits and ongoing fraud prevention using spend trends to identify risks
• Timely query resolution, working with colleagues in other departments, such as sales, Fin Ops, Fraud and TQs to resolve issues
• Manage the relationship with sales account management to ensure open communication and agreed level of risk/ rewards
• Presenting credit recommendations to key stakeholders
• Credit alerts management, ensuring effective decisions are made to minimize risk
• Actively engage in relevant and appropriate opportunities for cross‑department working to build relationships & share knowledge
• Participate in meetings and projects with wider credit team to continually improve department performance
• Developing and maintaining excellent relationships with key stakeholders within the Radius Group
• Use exposure to different areas of Credit and businesses / products to share good ideas and approaches across the team and improve the processes and systems as a result

• Able to prioritise and adapt to meet key deadlines in a fast‑paced changing environment
• Keen eye for detail
• Own queries and problem resolution
• Excellent ability to communicate at all levels
• Flexible approach and attitude
• Strong Excel skills
• Working knowledge of financial reports (Desirable)

• A friendly culture that mirrors our proposition to our customers.
• A fast‑growing organisation that defines itself as being agile and innovative
• A drive for continuous improvement, which you will be empowered to get behind from day one.
• A commitment to building a working environment that values inclusivity, innovation, agility and drive

And of course, you will be compensated competitively along with bonus potential and a good range of core benefits

If you feel we are a good match for each other, you can apply online now!

If you’d like to understand more about the role or life at Radius before applying, then please contact our talent team via

Radius is an equal opportunities employer. We are committed to welcome people regardless of age, disability, gender identity, race, faith or belief, sexual orientation or socioeconomic background.

We are committed to ensuring an inclusive and accessible recruitment process for all candidates. If you require any adjustments or accommodations at any stage of the process, please let us know, and we will do our best to support you.

We reserve the right to close a vacancy before the closing date in the event of an overwhelming response or a change in business priorities.