Credit Analyst, Credit Risk Strategy & Analytics

Employer Industry: Financial Services

• Salary up to $
• Opportunity for quarterly or annual bonuses based on role and performance
• Comprehensive benefits package including health, dental, and vision insurances, retirement savings plan, paid time off, and tuition reimbursement
• Chance to work with a collaborative team of data and analytics experts in a fast-paced environment
• Potential for career advancement and growth within the organization
• Engage in innovative projects that enhance customer experience and support company growth

• Develop and manage credit risk decision strategies using data-driven insights across the customer lifecycle
• Perform qualitative and quantitative analyses on credit risk trends and collaborate with various teams to implement solutions
• Monitor credit and collections performance, conducting analyses to identify areas of opportunity and implement credit controls
• Strengthen both systematic and manual credit processes to enhance efficiency
• Collaborate with cross-functional teams to evaluate new data sources and ensure compliance with industry regulations

• Master’s degree in a quantitative field such as Data Science, Mathematics, Computer Science, or Statistics
• Minimum of 5 years of experience in Data and Analytics, with at least 3 years in Credit or Fraud risk analytics
• Proficiency in analytics/statistics to solve complex business problems, including experience with Big Data, Python, SQL, and data visualization tools

• Experience in the payments industry
• Understanding of risk decision engines and payment technology
• Leadership qualities that foster collaboration and guide project prioritization
• Willingness to continuously learn and build upon technical skills
• Ability to manage multiple projects and tasks simultaneously

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