Commercial Banking Officer II

Live here. Play here. Bank here. Work here. If you’re looking to build your career at a forward-thinking organization with deep community roots and a vision for growth, success, and giving back, you’ve come to the right place.

• We’re your local community bank—and have been since 1875—that is committed to providing excellent customer service and giving back to our communities.
• We foster a collaborative, inclusive work environment as part of a close-knit team where your voice is valued and heard.
• Our highly engaged employees are rewarded for their performance and have ample opportunities for cross‑training and advancement within the organization.
• We’ve been named one of the best places to work in Maine, and offer robust benefits focused on your holistic well‑being.

Examine, evaluate, and authorize or recommend approval of customer applications for lines or extension of lines of credit, commercial loans and commercial real‑estate loans, performing the duties described below. Duties may evolve over time due to organizational, technological, or staffing changes. Additional duties may be assigned as needed.

• Analyze potential loan markets to develop prospects for loans, including calling on potential or existing customers to develop new business opportunities.
• Interview applicants and request specified information for loan applications.
• Analyze applicant financial status, credit, and property evaluation to determine feasibility of granting loan, or submit application to Credit Analyst for verification and recommendation.
• Correspond with or interview applicant or creditors to resolve questions regarding application information.
• Approve loans within specified limits or refer loans to Senior Loan Officer for approval.
• Ensure loan agreements are complete and accurate according to policy.
• Responsible for the proper handling of OREO, including maintenance, showing, and litigation of such properties.
• Collect commercial overdue accounts.
• Prepare credit memos.
• Represent the Bank at various business, community and social functions.

No supervisory responsibilities

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's degree (B.A.) from a four‑year college or university; or two to five years related experience and/or training; or equivalent combination of education and experience.

Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals; write routine reports and correspondence; and speak effectively before groups of customers or employees of the organization.

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume; and to apply concepts of basic algebra and geometry.

Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists; ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

To perform this job successfully, an individual should have knowledge of accounting software; contact management systems; database software; internet software; spreadsheet software; and word‑processing software.

• Robust medical, dental, and vision insurance packages
• Generous time off, including paid federal holidays and paid day off for your birthday
• 401(k) retirement savings plan
• Tuition reimbursement, professional development, and career growth opportunities
• Employee assistance program
• Comprehensive wellness program

• Honesty and integrity above all else
• Trust built on fairness
• Service that creates remarkable experiences
• Responsibility to use our resources for the greater good
• Excellence through hard work and lifelong learning
• Diversity realized through inclusion and respect

Employment with Camden National is on an at‑will basis, meaning employment is not guaranteed for any specific period of time, and any employment relationship established may be terminated by either party at any time, for any reason, with or without notice. Completion of an employment application is not a contract, express or implied, guaranteeing employment. Camden National Bank is an Equal Opportunity Employer and does not discriminate on the grounds of race, color, religion, sex, sexual orientation, including gender identity and gender expression, national origin, citizenship status, age, disability, genetic information or veteran status.