ACH​/PEP+ Sr. Application Architect

Job Title:

Application Architect: III (Senior) - ACH/PEP+/Mainframe Job  Position Type:
Right to Hire – Direct Hire after 3 months contract period Pay:
Conversion salary of $125000 - 130000/year max + benefits + bonus Hybrid role: 4 days/week onsite and 1 day/week remote

Location:

Columbus, OH (preferred) or Minneapolis, MN or Chicago, IL or other bank footprint locations Must be US citizen or Permanent resident or on H4-EAD status Description

Our banking client is seeking an Application Architect to support the Enterprise Payments and Treasury Management organization, with primary focus on ACH platform. This role is responsible for defining application-level architecture and guiding strategic solutions supporting high-volume, batch-driven payment processing across mainframe and distributed environments.

As a technical leader within Application Development, the Application Architect partners with business stakeholders, product owners, service delivery leaders, and engineering teams to design secure, resilient, and highly integrated payment solutions. The role also collaborates with IT leadership and architecture peers to develop and maintain application roadmaps aligned to business objectives, regulatory requirements, and enterprise technology strategy.

Bachelor’s degree in Computer Science, Information Systems, Engineering, or equivalent experience.

5+ years of experience across multiple IT disciplines, including experience in at least two of the following: application architecture, application development, middleware or integration technologies, database management or operations.

Experience supporting enterprise applications in mainframe or hybrid environments.

• Experience supporting ACH, PEP+, or Treasury Management payment platforms.
• Experience with batch processing, file-based integrations, and enterprise service calls.
• Familiarity with DB2, CICS, REST APIs, and z/OS Connect.
• Experience working in financial services or other regulated environments.
• Strong written and verbal communication skills.

• Design and maintain application-level architecture for ACH/PEP+ platform, aligned with Enterprise Architecture standards and target-state direction.
• Translate business and functional requirements into technical designs, including application components, integrations, batch workflows, and data flows.
• Define and apply architecture principles and patterns to support scalability, resiliency, performance, and maintainability in high-volume ACH environments.
• Provide architectural guidance to delivery teams throughout the design and implementation lifecycle.
• Participate in solution modeling, component identification, and architecture and design reviews.
• Develop and maintain application roadmaps supporting evolution from current to future state.
• Identify architectural risks, gaps, and technical debt, recommending remediation strategies.
• Partner with Solution Architects, Infrastructure, Operations, and interfacing application teams to ensure alignment across dependencies.
• Participate in architecture governance and review forums as required.

• PEP+ technical skills a must
• Understanding of batch processes
• Knowledge of APIs a plus
• Expert with creating flow diagrams/system diagrams
• Fast paced environment, need to be able to multi-task

If you are interested in being considered for this job, please call me at  as soon as possible for next steps.