Senior Commercial Lines Automated Underwriting Analyst

The salary range for this job posting is $86,744.00 - $ annually + bonus + benefits.

Pay Type:

Salary

The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process.

Encova Insurance has an opening for a Senior Commercial Lines Automated Underwriting Analyst. We have a preference towards candidates who can work a hybrid schedule from our office in Columbus, Ohio, but we will consider well qualified candidates who reside in any state where we can hire as seen on our careers page.

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If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.

Unique residence requirements are listed in each job posting, please review closely for details.

Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:

Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.

Oversees the performance of Encova’s Commercial Lines automated underwriting rules relative to profit, growth and straight through processing targets through analysis, collaboration, recommendations for improvement and implementation. Partners with others to develop and monitor reports to evaluate rule performance and to identify opportunities for improvement. Leverages existing commercial lines underwriting and operations acumen and input from others to inform and develop recommended action plans.

Implements those plans either directly through entry into a rules management system (Sapiens) or partnership with IT.

• Develops, manages and uses a set of KPIs and targets to assess automated underwriting performance. These metrics include but are not limited to new premium, profit, straight through processing and submit/quote/bind metrics including quote abandonment and cycle time.
• Analyzes trends, identifies root causes and recommends changes to improve performance relative to targets and business outcomes.
• Designs, implements and continuously refines business rules, screen design and referral thresholds to optimize performance including cost/benefit considerations.
• Responsible for the day-to-day management of the commercial lines underwriting rules management system (Sapiens Decisions)
• Acts as a strategic partner to underwriting, product actuarial and IT peers to inform or support pricing or underwriting strategies or actions.
• Provides regular updates and business insights to CL leadership on automated underwriting performance, opportunities and improvement actions in flight.
• Utilize tools like Tableau, SAS or other database query tools to supplement information received from product analytics
• Use analysis tools within Excel and SAS to perform rigorous analyses and develop sound recommendations.
• Use Excel to: build pivot tables to identify, summarize and visualize data; use formulas to analyze and manipulate the data; create cross tabulations; build charts to pictorially summarize analyses.
• Maintains and shares knowledge on emerging automated underwriting trends in the commercial lines P&C market

• Participate in ad-hoc committees to conclusion, developing and presenting proposals to management.
• Perform other duties as assigned.

• Bachelor’s degree or professional level of knowledge in a technical and analytical field, or…