SBA Eligibility Review Officer II

SBA Eligibility Review Officer II

Summary: The SBA Eligibility Review Officer II is responsible for reviewing SBA & USDA guaranteed business loans to determine proper structure and ensure loan closes in accordance with SBA & USDA eligibility requirements.

• Maintains an individual pipeline of work, with loans typically of moderate complexity and customer exposure up to $3 million.
• Appropriately assess eligibility of borrower(s), co-borrower(s), guarantor(s) assuring that, if needed, the SBA guarantee can be enforced.
• Interacts with the internal SBA Sales and Operations colleagues to facilitate understanding of the SBA and USDA guaranteed loan programs as well as to understand the credit request, obtain necessary eligibility information, and communicate eligibility decision and reasoning.
• Reviews use of proceeds, orders SBA Number, prepares SBA Loan Authorization and other SBA forms and is responsible for ensuring the loan meets all SBA/USDA requirements.
• Reviews all reports and information received with respect to SBA/USDA eligibility requirements to determine if terms and conditions of the SBA credit approval will be met. This includes review of franchise agreements, purchase agreements, bank notes, and business plans.
• Researches and resolves moderately complex servicing questions from the SBA and internal personnel to ensure the guaranty can be maintained.
• May be asked to advise Financial Recovery Group (FRG) colleagues in properly working out, liquidating, and litigating SBA loans.
• May also be required to submit final wrap up reports to the SBA once resolution has been made.
• May serve as main point of contact to commercial loan servicing colleagues to ensure proper accounting and reporting of all SBA loans (1502 Report).
• Performs other tasks as needed to support the line of business and job family.

• Bachelor’s Degree and 3 years of HNB SBA/USDA lending/due diligence experience OR a minimum of 5 years of direct SBA/USDA lending/due diligence experience.

• Bachelor's degree in Finance, Accounting, Business or Economics.
• Knowledge of the SBA Standard Operating Procedures (SOP).
• Ability to clearly document and communicate eligibility conditions to close in accordance with the SBA Standard Operating Procedures.
• Good interpersonal skills and the ability/desire to work in a fast‑paced production environment.
• Attention to detail and the ability to multi‑task.
• Knowledge of SBA/USDA loan programs.
• Experience with TSoft and SBA E‑tran preferred.
• Excellent PC skills including Excel, Word, Outlook, AFS and Velocity.
• Excellent verbal and written communications skills to effectively provide exceptional customer service to both internal and external customers.

Exempt Status: Yes (not eligible for overtime pay).

Workplace Type: Office.

Compensation Range: $57,000 – $113,000 Annual Salary.

Actual compensation will vary and may be above or below the range based on factors including location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. Huntington provides a variety of benefits including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer. Tobacco‑Free Hiring Practice applies.

Note to Agency Recruiters:
Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleague, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.