Credit Risk - Review Appraiser

About Hillcrest Bank

We believe in relationships, fairness, and simplicity. Our bankers understand the complexities of people's lives and offer simple solutions. We have a long‑standing commitment to equity, diversity, and inclusion, and strive to make an impact beyond our buildings while empowering all associates.

As a Review Appraiser, you will utilize the Mercury Network for tracking residential real‑estate appraisals and reviews to ensure compliance with USPAP and FIRREA, as well as reasonableness of concluded values. You will interact with associates, management, clients, and vendors in a professional and tactful manner, work independently to address issues relating to an appraisal, and make sound recommendations to management regarding risk.

Communication of appraisal conclusions will be verbal and in writing.

Maintain current knowledge of regulations and bank policies and procedures related to the position, including but not limited to the Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Provide a critical role by ensuring appraisal values are reasonable and supportable, supporting sound credit‑risk management practices by protecting the bank’s collateral position and validating appropriate loan‑to‑value ratios during the underwriting process.

• 5+ years of relevant work experience.
• Associate’s degree or related work experience may substitute for education.
• State appraiser certification or license in good standing (no disciplinary actions) in at least one of the bank’s primary market areas (Colorado, Kansas, or Missouri).

• 7+ years of relevant work experience.
• Bachelor’s degree or equivalent related work experience.
• Proficient knowledge of USPAP, FIRREA, and federal and state appraisal regulations.
• Prior experience with a computerized real‑estate appraisal ordering/tracking system.
• Proficient understanding of real‑estate valuation principles and procedures.
• Prior bank experience.

• Self‑directed.
• Effective communication with associates, management, clients, and vendors.
• Analytical thinking and critical thinking skills.
• Proficiency with mathematical concepts used in the appraisal process.
• Ability to prioritize competing demands and manage multiple tasks.
• Sound decision‑making and consistent delivery on commitments.
• Interpretation of documents and internal policies.
• Proficiency with multiple computer and software systems.

• Commitment to meritocracy and support for associate growth.
• Physical requirements:
  
  ability to grasp, push, pull, lift, bend, raise, and hold hands and arms overhead.
• Ability to work overtime to the extent necessary (typically no more than 5%).
• Office setting with traditional hours.
• Must be able to work at a rapid pace for extended periods of time (typically no longer than 8 hours).

In addition to financial compensation, a generous benefits package includes insurance, a 401k plan, an associate stock purchase program, paid time off, and associate banking perks. For more information about the benefits offered, .

Position anticipated to close December 19, 2025, or until filled.

The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function should contact Human Resources.

The Bank’s policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug‑free workplace.

Colorado Residents:
In any materials you submit, you may redact or remove age‑identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.

Selected candidate(s) for hire must complete a criminal history report, global screen, drug screen, employment credit report, and if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.

• Seniority level:
  Mid‑Senior level
• Employment type:
  
  Full‑time
• Job function:
  Sales and Management
• Industries:
  Banking