Principal - Liquidity Risk Management

Overview

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The Principal Treasury (Liquidity) Analyst is part of the Enterprise Treasury team and is responsible for the scoping and execution of all liquidity risk management processes and procedures for the Banks and the enterprise. This role will be responsible for managing liquid assets and contingent liquidity needs, in alignment with regulatory liquidity requirements, through funding plan forecast management, collaboration with the Treasury Markets team to ensure funding execution, routine liquidity stress testing, and other liquidity analysis or backup contingency duties, as required.

This role demonstrates a thorough understanding of Treasury Liquidity policies & procedures and is responsible for independently leading appropriate change and initiatives via project management skills & individual leadership. This role is also responsible for helping with the development of treasury analysts.

• Assess and analyze liquidity risk for both bank subsidiaries, the parent entity, and the consolidated enterprise. Operate the required liquidity stress testing models to analyze and stress the various cash flow forecasts and plans. Develop and report on various ad-hoc scenarios, sensitivity tests or analyses.
  
  - (30%)
• Lead and/or support regulatory exams and ad-hoc regulatory meetings and requests for Liquidity Risk Management function, while appropriately setting expectations with regulators. Drive communication and discussion with various governance committees as well as second and third lines of defense, other key business partners.
  
  - (20%)
• Develop, assess, refine, and report liquidity key risk indicators, risk appetite metrics, and other management metrics, including liquidity risk control structures.
  
  - (20%)
• Maintain funding and liquidity risk management policies, contingency funding plan policies and liquidity stress testing frameworks, including assumption review, calibration, and model integration. Remain current and assist with interpreting existing regulatory guidance and monitor emerging regulatory guidance relevant to liquidity risk.
  
  - (15%)
• Monitor funding positions, develop funding strategies and help integrate into forecast planning cycles. Integrate new products and/or transactions as needed.
  
  - (15%)

• High School Diploma or GED.
• 12+ years of Asset/Liability management, Liquidity Risk Management, Modeling, Banking/Financial Services experience.

• Bachelor’s Degree in Business Administration, Finance, Economics, Accounting or related field of study.
• 13+ years of Asset/Liability Management, Liquidity Risk Management, Modeling, Banking/Financial Services/Credit Card Experience, Treasury experience, Bank or other Regulatory experience.

• Liquidity Stress Testing
• Liquidity Management
• Liquidity Risk
• Treasury Risk
• Risk Models
• Regulations
• Enterprise Risk Management (ERM)
• Microsoft Office

Director and above

0

• Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.

• Ability to travel up to 5% annually

To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.

• Communicate/Hearing
• Communicate/Talking
• Stationary Position/Seated
• Typing/Writing
• Maintain focus in high pressure or fast-paced work environment

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any…