Loan Officer

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Company: Cogo Capital

Location: Primary location Coeur d’Alene,

EDUCATE – LOAN - INVEST

Cogo Capital is a national real estate investment, lending, and education company and one of the nation’s leading providers of capital, fund opportunities, and education for real estate investors. We are a rapidly growing company offering beneficial investment mortgage products and services to borrowers on a national scale.

As a Loan Originator/Loan Officer, you’ll operate with ownership, managing a pipeline that connects borrowers with funding that works. This is a prospecting-heavy role. You'll be making outbound calls, hunting for new opportunities, and building last referral relationships. You’ll apply sound judgment in assessing risk, negotiating terms, and ensuring compliance, while building systems that help scale consistent, high-quality outcomes. You’ll also strengthen relationships with referral partners and uncover new channels of opportunity.

Nationwide reach means your impact grows beyond any one market.

• Prospect and cold-call investors to generate new business opportunities
• Consistently meet outbound activity goals (calls, emails, follow-ups)
• Pre-qualify borrowers for existing mortgage loan programs
• Assess risks including deal worthiness, potential fraud, default, and early payoff
• Review documents and loan packages for accuracy and completeness
• Ensure proper fees are collected and charged prior to funding
• Coordinate activities between processing staff and borrowers
• Maintain borrower communication to gather documentation and manage pipeline quality
• Negotiate loan rates and terms effectively with borrowers
• Attend required meetings and complete training
• Build and maintain relationships with referral partners
• Develop business through company events and direct-to-consumer activities
• Expand knowledge of products, policies, and underwriting requirements

• 1+ year of Loan Officer experience
• Knowledge of mortgage or private money lending practices
• Strong communication and negotiation skills
• Attention to detail with commitment to accuracy and compliance
• Ability to manage multiple loans and meet deadlines
• Professional work authorization in the U.S.

• Bachelor’s degree in finance, business, or related field
• Established network of real estate or lending professionals
• Experience with private money lending specifically
• Familiarity with CRM (preferably Hub Spot) and loan origination software

• Competitive Salary +
  
  Performance Incentives:
  
  Get recognized for your impact.
• Full Benefits Package:
  Medical, dental, vision, EAP, and confidential support from Marketplace Chaplains - available 24/7 for life’s tough moments.
• PTO + 9 Paid Holidays:
  Because rest isn’t a luxury, it’s a necessity.
• 401(k) + Profit-Sharing Opportunities:
  Build a future you’re proud of.
• Free Shoes:
  After 90 days and a one-page book report on a book selection by Lee Arnold, you’ll earn a new pair of kicks.
• Reading Incentive:
  Join our Book Club and earn just for reading and sharing your thoughts.
• Unlimited Learning:
  Access to industry-leading training and education. No gatekeeping here.
• Career Growth:
  Big opportunities, real advancement.
• Referral Bonus:
  Bring your friends. Get rewarded.
• Culture That Celebrates You:
  From company potlucks and monthly wins to our legendary Christmas party, birthday surprises, walk-a-thons, and sports tournaments, we work hard and have fun doing it!
• A Culture of Excellence, Ownership, and
  
  Purpose:
  
  You’ll never just be a number here.

Cogo Nation is more than a brand. It’s a movement of entrepreneurs, real estate investors, brokers, and rehabbers committed to building lasting wealth together. Founded by Lee Arnold, Cogo Nation was born out of a bold idea: that financial freedom should be learned, shared, and scaled. What began as a single training system, the Circle of Wealth, has grown into a national community anchored by real results, strong values, and powerful partnerships.

Today, Cogo Nation brings together a thriving network of…