Life Insurance Specialist - Clearwater, FL

Benefits and Compensation

Average Earnings $75,000 - $100,000 (base plus commissions).
Annual Sales Incentive Trip.
Sign‑On Bonus: $2,500.
Payment

Terms:

$1,000 paid after 30 days of employment, $1,500 paid after 90 days.

• Unlimited income potential.
• Unlimited leads at no cost.
• Elevated tiered commissions for the first 12 months.
• Annual base pay $29,000 (non‑exempt, eligible for overtime).

• Medical, dental, and vision benefits.
• 401(k) match.
• Paid parental leave and adoption assistance.
• Paid time off (PTO), company paid holidays, CEO days, floating holidays.
• Paid volunteer day annually.
• Tuition assistance and professional certification reimbursement.
• AAA membership.
• Discounts, perks, and rewards.

• Lead generation of 14+ million members.
• Access to unlimited walk‑in traffic and referrals.
• Online lead generation.
• Annual sales incentive trip.

We are seeking a Field Life Agent who will engage in outside sales activities away from their assigned AAA branch.

Responsibilities include:

• Solicit and sell Life & Health insurance and annuity products under minimal supervision, primarily within ACG branch location.
• Apply thorough knowledge of product features and marketing techniques to achieve established sales goals.
• Develop leads and prospects for new accounts through outbound/inbound calls, mailings, referrals, networking, website, seminars, etc.
• Prepare proposals, close sales of Life, Health, Annuity, Membership, and Financial Services products.
• Complete applications, forms, and follow internal processing procedures to ensure transactions comply with company policies.
• Collaborate with branch staff to reach business goals, maximize leads, and leverage cross‑sell opportunities.
• Assist Underwriting and Brokerage Departments to satisfy requirements.
• Respond to customer inquiries, ensuring sound sales practices.
• Prepare reports documenting prospecting and sales activities, maintain production standards and persistency levels.

• Serve members by making their satisfaction our priority.
• Operate in an open, honest, and ethical environment.
• Lead by offering best‑in‑class products, benefits, and services.
• Value employees by rewarding high performance and holding ourselves accountable.

• Possess valid State Life Sales licenses.
• Can take and pass LUTC or CLU coursework.
• Maintain Life and Health licenses required to sell products.
• Hold a valid State driver’s license.
• Qualify, obtain, and maintain all applicable state licenses and appointments for selling and/or servicing Auto Club Group Membership products.

High School diploma or equivalent.

• Minimum of 2 years’ experience soliciting and selling life insurance products.
• Experience selling intangible products.

• Strong knowledge of Life Insurance and Annuity products.
• Ability to listen, analyze customer needs, and recommend best solutions.
• Effective communication of complex information.
• Capability to prepare proposals and conduct closing interviews.
• Ability to assess and write policies per company standards.
• Mathematical skills to determine premiums and values.
• Strong relationship building with customers.
• Prospecting and developing new sales opportunities.
• Team collaboration to attain business goals.
• Strong communication with branch partners and management.
• Understanding of tax and legal impacts of products.
• Excellent organization, planning, time management, and administrative skills.
• Professional and positive representation of Auto Club Life.
• Safe operation of a motor vehicle for meetings or community events.
• Proficient writing skills for routine correspondence.
• Independent work with minimal supervision.
• Good PC skills (word processing, spreadsheet, presentation, email).

• Temperature‑controlled office environment.
• Limited travel for community events, with exposure to road hazards and temperature extremes.

Become a part of something bigger. The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million…