Quality Control Reviewer

SUMMARY

Conduct documentation reviews for all direct and indirect loan types for compliance with state and federal regulations as well as bank lending policy.

• Review documentation for compliance with regulations, federal and state laws, lending policies.
• Review commercial loan documentation for compliance with the Bank’s lending policy, practices, and regulations.
• Review and approve commercial advances for loans $ and greater.
• Review and monitor borrowing bases for complex commercial credits.
• Review, approve, and monitor residential mortgage construction advances and inspections.
• Review consumer (direct and indirect), and mortgage portfolio for documentation compliance.
• Review incoming information to clear exceptions.
• Work with loan officers to ensure compliance with policy and regulations.
• Generate reports to loan officers concerning exceptions found in loans originated by them.
• Research processing errors found during review and forward to appropriate personnel for correction.
• Provide support to other personnel concerning underwriting and compliance issues.
• Complete software updates with tracking items.
• Complete commercial loan confirmation requests.
• Ensure all actions performed are in compliance with government regulations and organizational policies and procedures.

• Position normally requires an Associate’s Degree or two years of college or equivalent in advanced education to provide a working knowledge within a field or several fields for information purposes.
• Background courses in business or related fields.
• Ability to use PC software in a network environment.
• Microsoft Excel and Word experience preferred.
• Excellent oral and written communication skills.
• Excellent analytical skills.
• Good organizational skills.
• Working knowledge of the Bank’s policies, procedures, and practices.
• Knowledge of lending policy.
• Valid Driver’s License.

• Normal office conditions.
• Requires alertness, thoroughness, efficiency and regular use of telephone to communicate with co-workers.
• Some overtime may be required.