Agency Financing Group Head

** Make banking a Fifth Third better(R)
** The Agency Financing Group Head is responsible for building, leading, and scaling Fifth Third’s national multifamily agency lending platform.

This leader drives the end‐to‐end development of the agency ecosystem, including origination, underwriting, capital markets, servicing, and all supporting infrastructure, while ensuring operational excellence and sustainable financial performance. The role sets the strategic vision and operating model for a scalable, multi‐license platform, including governance, organizational design, and audit‐ready financial transparency. The incumbent leads national growth through originations strategy, external partnerships, industry representation, and the development of specialized teams across each agency product line.

Additionally, the role oversees capital markets execution, bridge‐to‐agency lending, and cross‐bank integration to deliver seamless, high‐quality client solutions at scale.
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* ABOUT THE ROLE:

** The Agency Financing Group Head will serve as the senior leader responsible for building, leading, and expanding Fifth Third’s multifamily agency lending platform, which currently includes Fannie Mae DUS. This leader will also provide strategic direction for potential future expansions, such as Freddie Mac Optigo and FHA/HUD MAP/HAP  this role, the incumbent will drive the comprehensive build-out of the agency lending ecosystem including production, underwriting, capital markets, servicing, and all supporting functional areas.

As the platform grows, the Head of Agency Financing will be accountable for delivering sustainable business growth, operational excellence, and strong financial performance.

Please see below for specific responsibilities and requirements for this role.
** YOUR RESPONSIBILITIES:
** The responsibilities for this role are below; you may support projects of varying complexity based on skill and organizational priorities.

Strategic Leadership & Platform Build‐Out
* Lead the integration of the newly acquired Fannie Mae DUS platform while designing a scalable infrastructure for future Freddie Mac and FHA lines of business.
* Develop the business operating model, including governance, reporting structure, financial transparency, and audit readiness.
* Evaluate and determine organizational redesign, enhancement, and expansion needed to establish a national, multi‐license agency lending platform.
* Establish production, underwriting, closing, capital markets, asset management, and servicing functions sized appropriately for a national footprint.

Business Development & Growth
* Lead the national originations strategy across Fannie and any future-acquired bridge‐to‐agency businesses.
* Build and maintain relationships with Fannie Mae and potential future partners, such as Freddie Mac and HUD.
* Pursue external production partnerships with institutional firms lacking agency licenses to supplement internal production and improve ROE.
* Represent Fifth Third at key industry events to establish credibility as a growing national agency platform.

Operational Oversight & Specialized Team Development
* Build dedicated teams for each agency product line to ensure expertise and execution excellence.
* Oversee all phases of the loan lifecycle: origination, underwriting, credit approval, closing, delivery, servicing, and asset management.
* Recruit and develop high‐performing teams across all agency product lines.
* Foster a culture emphasizing accountability, technical excellence, client focus, and continuous improvement.

Capital Markets & Rate Lock Management
* Build a specialized capital markets group responsible for rate lock strategy, best execution, and revenue optimization.
* Manage external capital markets relationships with major Wall Street counter parties for Fannie rate risk management.
* Oversee Freddie Mac rate lock strategy coordinated directly with Freddie’s internal capital markets desk.

Bridge-to-Agency Lending Platform
* Develop and manage a balance sheet bridge lending business designed to feed long‐term agency production.
* Establish underwriting, credit, monitoring, and risk frameworks tailored to bridge lending’s…