Personal Risk Quoting Specialist

Overview

General Description: Responsible for the market evaluation and placement of new business and existing Premier accounts over $1,000 in revenue. Evaluate and negotiate terms for high net worth (HNW) clients with complex insurance or risk management needs. Establish and maintain strong relationships with management, producers, and carriers.

• Review and analyze insurance submissions for new and renewal business. Includes coverage, limits, deductibles, retentions, and classifications. Recommend improvements to insurance coverage.
• Market new and renewal submissions to carriers. Includes application preparation and loss analysis.
• Analyze and compare carrier quotes for proper coverages, terms, and conditions.
• Negotiate competitive pricing and terms with carriers on client’s behalf.
• Develop and maintain relationships with insurance company underwriters and brokers.
• Respond to underwriters’ inquiries in a timely and professional manner.
• Prepare new business proposals to assist with sales efforts of Personal Risk Specialists. Includes program recommendations and presentation documents.
• Maintain a high degree of accuracy in agency management and document management systems.
• Collaborate with Personal Risk Specialist and Client Advisors. Ensure marketing expectations are met and agency procedures are followed.
• Stay current on industry and new product information, legislation, coverages, and technology.

• 5 years + experience in Personal Risk Property & Casualty insurance.
• High School Graduate. College degree preferred.
• Comprehensive understanding of all Property & Casualty insurance coverages, underwriting, and rating concepts. Includes underwriting knowledge of the affluent/HNW carrier markets.
• Must hold or be willing to earn a Property & Casualty insurance license.
• Industry designation such as ARM, CIC, CPCU preferred, or intent to pursue a designation.
• Strong written, verbal, and interpersonal communication skills.
• Ability to carry out complex tasks with many concrete and abstract variables.
• Comfortable with internet-based programs and navigating carrier marketing websites. Knowledge of Sagitta/Work Smart preferred, but not required.
• Intermediate knowledge of Microsoft Office products.
• Ability to work in a fast-paced, team environment with minimal instruction.
• Set priorities and manage workflow to ensure efficient, timely, and accurate processing of transactions.
• GLDR
• #LI-Ag1
• #LI-Hybrid

With approximately $3 billion in revenue and over 10,500 associates across approximately 200 offices nationwide, USI is one of the largest insurance brokerage and consulting firms in the world. USI has created a dynamic personal and professional development culture. We invest in our associates and celebrate growth and success through our employee reward and recognition programs.

What distinguishes USI as a premier insurance brokerage and consulting firm is the USI ONE Advantage®, a value proposition that delivers to clients a robust set of risk management and benefit solutions with bottom-line financial impact. USI ONE represents Omni, Network, Enterprise—the three key elements that set USI apart. Through USI ONE, we develop strategic, timely, and effective risk management and benefit programs in terms that are easy to understand, and we demonstrate how the solutions can have a positive economic impact.

In addition to competitive pay, incentives, and benefits, USI recognizes associates through our Summit Awards program, rewarding excellence in building our brand. We offer employee programs that recognize outstanding achievement and help our associates lead healthy, productive lives. We provide wellness programs, college scholarships for associates  children, and financial help in times of need.

We are committed to giving back to local communities and supporting a culture of environmental sustainability. From volunteering to support local non-profits, animal shelters, and environmental projects to partnering with eco-conscious vendors, we work together as ONE to build a better…