Liability Adjuster

American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty insurance leader that delivers products and services for residential property – such as manufactured homes and specialty dwellings – and the recreational market, including boats, personal watercraft, classic cars, and more. We provide specialty product solutions that cover what the competition often can’t.

Headquartered in Amelia, Ohio, and with associates located across the United States, we are part of Munich Re’s Global Specialty Insurance division. Our employees receive boundless opportunity to grow their careers and make a difference every day. American Modern Insurance Group offers flexibility with our hybrid work environment. Employees are typically in the office 40‑50% of the time to allow for face‑to‑face collaboration.

We are located in Amelia, OH, a suburb of Cincinnati, Ohio. Candidates must be located near our office.

American Modern Insurance Group is seeking an experienced Liability Adjuster to join our Liability team. We are looking for a skilled professional with at least four years of experience in handling auto and premise liability claims.

As a Liability Adjuster, you will be responsible for managing auto and premise liability claims within a designated region or nationwide. Your key responsibilities will include determining coverage, liability, and damages, and exercising independent discretion and judgment in claim handling.

• Analyze, investigate, and assess the applicability of coverage under the policy.
• Conduct necessary investigative activity including securing recorded statements, obtaining relevant documentation, and utilizing experts and independent adjusters.
• Investigate and document claimed damages adhering to established claims processes/workflows.
• Evaluate and negotiate settlement of bodily injury and property damage claims with individuals and attorneys.
• Adhere to state‑mandated compliance requirements.
• Identify and refer appropriately when fraud, salvage, subrogation, and/or litigation potential exists.
• Manage external vendors to productively handle claims and service our customer while controlling expenses.

• Have at least four or more years of auto, premises property damage and bodily injury claims handling experience.
• Have experience with claims systems and applications as well as Microsoft Office products.
• Possess proven research and investigative skills.
• Are a self‑motivating, results‑driven individual, comfortable with change.
• Can work with limited direction and multi‑task in a fast‑paced and “team first” environment.
• Have a good understanding of insurance and medical terminology.
• Demonstrate problem‑solving and decision‑making skills.
• Show proven analytical abilities to review and analyze data.
• Hold industry‑related training or coursework such as AIC, CPCU, or SCLA.
• Applicants requiring employer sponsorship of a visa will not be considered for this position.

• Two options for your health insurance plan (PPO or High Deductible).
• Prescription drug coverage (included in your health insurance plan).
• Vision and dental insurance plans.
• Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1× annual salary and AD&D coverage that is equal to 1× annual salary.
• Short and long‑term disability coverage.
• Supplemental life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children).
• Voluntary benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity).

• A robust 401(k) plan with up to a 5% employer match.
• A retirement savings plan that is 100% company funded.
• Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries.
• Eligibility to receive a yearly bonus as a Munich Re employee.
• A variety of health and wellness programs provided at no cost.
• Paid time off for eligible family care needs.
• Tuition assistance and educational achievement bonuses.
• A corporate matching gifts program that further enhances your charitable donation.
• Paid time off to volunteer in your community.

If you’re looking for a new challenge or a company where you can grow and develop your skills, we encourage you to apply for this exciting opportunity. Join our team and start building a rewarding career with American Modern Insurance Group, Inc.

At American Modern, we see diversity and inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day.

We recruit and talent with a focus on providing our customers the most innovative products and services.