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Loan Officer; Non QM, DSCR & Investor Loans

Job in Cincinnati, Hamilton County, Ohio, 45208, USA
Listing for: Truehold
Full Time position
Listed on 2026-03-10
Job specializations:
  • Finance & Banking
    Financial Consultant, Financial Analyst
Salary/Wage Range or Industry Benchmark: 60000 USD Yearly USD 60000.00 YEAR
Job Description & How to Apply Below
Position: Loan Officer (Non QM, DSCR & Investor Loans)

Truehold—one of the nation’s top players in the real estate investment space, with 200+ employees across 15+ markets—is expanding their mortgage lending operations with the growth of Truehold Financial. This role offers a competitive base salary plus commission. Since this is a newer business line within the organization, we are looking for someone entrepreneurial, start‑up oriented, and eager to sell and contribute to broader lending operations.

Key Responsibilities
  • Originate Non QM, DSCR and SFR investor loans with a focus on repeat relationships and long‑term client growth
  • Build and manage a growing book of investor clients, referral partners, and market relationships
  • Diagnose investor needs, structure scenarios, and guide borrowers to the best loan options
  • Own the pipeline: qualify, structure, submit, and close with precision while consistently meeting monthly production goals
  • Develop new business through investor relationships, referral partners, and market outreach
  • Collaborate closely with operations, processing, and underwriting teams to accelerate funding timelines
  • Provide product and pricing feedback based on market conversations and borrower trends
  • Represent Truehold in investor networks, REI groups, and partner events
  • Contribute to building Truehold Financial’s best‑in‑class lending programs
Required Qualifications
  • 2+ years originating Non QM, DSCR and investor‑focused loans
  • Strong command of Non QM, DSCR metrics, rent schedules, and investor underwriting
  • Experience using LOS/CRM systems and managing detailed investor files
  • Knowledge of underwriting standards and loan structuring best practices
  • Strong communication, relationship‑building, and structuring skills
  • Highly motivated, organized self‑starter with the ability to work independently and hit goals in a dynamic setting
Preferred Qualifications
  • Existing book of investor clients or referral partners
  • Experience with non‑QM or private credit lending platforms
  • Familiarity with pricing models, capital markets, or complex deal structuring
  • Experience in a startup or fast‑paced lending environment
  • Experience representing a lender at investor events or industry groups
We Provide
  • Competitive compensation with fixed‑fee commissions per loan
  • Marketing and brand presence in the investor ecosystem
  • Occasional warm investor leads and referrals routed when appropriate
  • Supportive, entrepreneurial environment where your input and performance have immediate impact
  • Exposure to a high‑volume investor and SFR lending ecosystem
  • Opportunity to grow with a rapidly scaling mortgage platform

Disclaimer:
Due to the nature of this role, final candidates may be subject to additional background screening, including a credit report, where permitted by law

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