Senior Counsel - Regulatory

Overview

Final date to receive applications: 02/12/2026

Address: 320 S Canal Street

Job Family Group:
Legal

The jurisdiction of the role is the U.S.

The role has direct or indirect impacts on the following:

• Legal Risk
• Regulatory Risk
• Reputational Risk
• U.S. Regulatory Relationships
• Ability to execute strategic objectives

The role is complex as a result of the highly regulated nature of the financial industry, the breadth, nature, and complexity of BMO's various businesses, the complexity of both the supervisory environment and the business environment, the number and variety of regulatory regimes and regulators, and the magnitude and pace of regulatory change. Failure to fully understand and comply with regulatory requirements and supervisory expectations may impact the bank's ability to execute on key strategic objectives.

Internal

• Other employees in ERO and LRC, both in the U.S. and Canada
• Senior leaders in lines of business and corporate areas

External

• Regulatory Attorneys at other financial institutions to further understand the regulatory landscape
• Key industry associations

• Law Degree
• At least 5 years' experience in financial services, ideally as a bank regulatory lawyer advising on core bank regulatory legal issues
• Good knowledge of US financial services legislation and regulation, with a focus on bank regulatory matters and acquisitions
• Good knowledge of US regulatory landscape and priorities

The Enterprise Regulatory Office ("ERO"), within Legal & Regulatory Compliance ("LRC"), supports the BMO enterprise and helps BMO meet both its regulatory obligations and its supervisors' expectations. ERO advises with respect to legal and regulatory matters, provides leadership and guidance with respect to regulatory interactions, provides advice and oversight regarding regulatory examinations and the remediation of supervisory findings, and reports to senior management and the board of directors on significant matters.

The Senior Counsel - Regulatory, will support the Chief Regulatory Officer and the ERO in the United States. The role is a senior attorney in ERO that will provide bank regulatory advice to business lines and corporate functions across the enterprise, while working closely with other attorneys in LRC. ERO provides legal and regulatory advice on a broad range of U.S. federal banking laws and regulations - including the Bank Holding Company Act, the International Banking Act, the Bank Merger Act, and various Federal Reserve regulations, including Regulations K, O, W, Y, and VV, among others.

The Senior Counsel, Regulatory Attorney will provide analysis and advice with respect to acquisitions and divestitures, affiliate transactions, proposals for new or updated products, activities, or services, and corporate governance and structure. The role will be required to stay abreast of the current regulatory and supervisory environments and review, analyze, and summarize proposed legal and regulatory changes in an actively evolving regulatory environment.

• Advise on all aspects of bank regulatory issues
• Provide guidance and advice to lines of business and corporate areas regarding implications of applicable laws and regulations on business strategies and new products, services, and activities
• Assist in regulatory notifications and/or applications related to bank reorganization, expansion, or acquisition activity
• Ensure BMO stays abreast of proposed changes to banking laws and regulations, including analyzing, assessing, summarizing, and reporting with respect to proposed amendments and other related developments
• Participate in and advise on the bank's advocacy efforts, focused on emerging supervisory and regulatory matters

$ - $

Salaried

The above represents BMO Financial Group's pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary…