Risk Management - Credit Risk Analyst

• Business Unit Commercial & Investment Bank
• Posting Date 03/10/2026, 05:23 PM
• Locations 10 S Dearborn St, Chicago, IL, 60603, US
• Job Schedule Full time
• Job Shift Day
• Base Pay/Salary Chicago,IL $90,000.00-$

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.

As a Credit Risk Analyst in the Risk Management and Compliance team, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. You will play a part in leading the credit origination and portfolio management of non-investment grade / leveraged companies covered by the Business Services team.

You will engage in the structuring and underwriting of new lending activities, analyze and approve other credit requests, facilitate regulatory monitoring, and perform on-going portfolio monitoring. In each capacity, the Credit team works in partnership with Investment Banking Coverage, Global Corporate Banking, Debt Capital Markets, and many other product partners to meet the needs of clients. You will develop a broad and deep understanding of the business, financial, competitive, and industry risks faced by clients in the assigned portfolio.

You will work closely with the team’s Credit Executive, Vice Presidents, and Associates on the team.

• Identify the key risk factors associated with clients, transactions, and industry sub-sectors across an assigned portfolio, and develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, competitive threats, industry and other factors
• Prepare and present quarterly financial snapshot of the Business Services portfolio, as well as annual portfolio review materials to senior management
• Work closely with our middle office and data teams to ensure accuracy of credit system data
• Ensure risk ratings are accurate and reflect a current forward-looking view of the client, while providing early identification and proactive management of deteriorating credits and other problem situations.
• Lead and/or participate in client due diligence by way of attending client, bank, and other meetings to develop a better understanding of client companies, management teams, and industry sectors, and using financial models to incorporate the impact of forward-looking risk assessment on key value drivers, ultimately developing and recommending appropriate credit structures relative to risk assessment
• Apply corporate finance and accounting expertise to develop appropriate financing structures, and prepare and review credit approval materials and annual review reports, ensuring all credit risk policies are followed
• Review legal documentation to ensure terms are appropriate and consistent with credit approval as well as to advance your knowledge and understanding of complex legal concepts related to corporate finance.

• Possesses a solid understanding of financial products, corporate finance, and market dynamics
• Knowledge of and familiarity with financial statements and accounting
• Excellent communication skills, both verbal and written

• Prior experience in commercial/investment banking, especially within a credit, structuring, and/or marketing focus
• Ability to effectively present analysis and interact with key stakeholders
• Capability to perform due diligence and effectively summarize findings
• Comfort with client-facing activities and communication
• Ability to perform well under pressure in a demanding environment
• Effective time management skills and ability to manage multiple tasks at the same time

JPMorgan

Chase, one of the oldest financial institutions, offers…