Financing and Leasing - Finance Representative

Join Komatsu and Be Part of Something Big!

Komatsu Financial (KF) provides wholesale, retail and operating lease financing for 30+ contracted Komatsu distributors and their customers. The operations department of Komatsu Financial is responsible for the orderly liquidation of the company's receivables through proven collection techniques and sound audit practices. The incumbent will be assigned a territory.

Concentrate on learning the fundamentals of retail and wholesale financing, and the applicable functionality of the company systems.

Expected Result:
This core understanding will be the base in which the growth of the individual will be built upon.

Focus on assisting the assigned region with 30-day collection calls in order to reduce past due dollars and increase cash flow from operations.

Expected Result:
As the incumbent gains experience the next step will be to move to claims, which are greater than 30 days past due.

Learn and understand various documentation used in retail and wholesale financing, including: refinance, extension checklist, extension document, transfer or equity, personal guarantee, barter, substitution of collateral, note and security agreements.

Expected Result: 6 - 12 months to gain knowledge.

Learn how to conduct the proceeds and audits by traveling to perform an audit.

Expected Result:
As the incumbent gains experience it will be assumed that they will perform assigned audits on their own at more financially stable dealers.

Receive instruction on necessary follow up needed after returning from an audit.

Expected Result:
Sold, demo, loan, units should be reviewed with dealers' personnel for updating of internal systems.

• Bachelor's degree, preferably in Finance, General Business or related field
• No post college work experience needed
• Ability to learn financing/leasing concepts
• Ability to interact positively with distributors and Komatsu personnel
• Strong PC proficiency with MS Office and aptitude to learn other software programs
• Flexibility and willingness to travel as deemed necessary and must have a valid driver's license (travel =approx. 15-20%)
• Strong organizational and follow skills to effectively complete work load
• Ability to deal with challenging customers and situations
• Ability to meet daily/monthly goals.
• Must have a valid driver's license with a recent record of safe driving due to the travel required in this role.

• This position is 4-days on-site, 1 day remote.
• Travel - ~20%
• This position is an excellent career opportunity for individuals who are looking for a great business foundation (estimate 3-4 years in this role as they continue to increase their knowledge base and experience to master the concepts and learn the company).
• Based on the skills and experience an individual can learn in this role, this position is a natural "feeder" position for candidates who have successfully performed in this role to move onto other positions across the Komatsu organization.
• Finance Representatives may be required to walk around stock yards on gravel or uneven pavement, required to climb and pull themselves up on mining and construction equipment, which can be both quite large and tall, in order to retrieve data for the inventory audit. Lastly, due to the nature of the position, the Finance Representative may have exposure to adverse weather conditions due to some of the audits having to be completed in the outdoor stockyards.

Hiring Range

At Komatsu, your base pay is one part of your total compensation package. This role pays $$57,000 - $62,000. The actual offer will consider a wide range of factors, including experience and location.

Company Benefits

Komatsu provides an extensive and robust employee benefits package that is designed to enhance the well-being of our employees and family members. We embrace a positive and empowering employee experience with a culture that prides itself on a diverse and inclusive environment.

• Health benefits:
  
  Medical, dental, vision, HSA, wellness programs, etc.
• 401k and/or employee savings programs
• Employee time off (vacation and designated holidays)
• Employee and family assistance programs
• Disability benefits
• Life insurance
• Employee learning and development programs

Diversity & Inclusion Commitment

At Komatsu, we come from diverse backgrounds, with unique perspectives, experiences and contributions. We believe that our people are part of our shared purpose. Connected by our core values of ambition, perseverance, collaboration and authenticity, we are committed to continually advancing in our support of diversity and inclusion. United, we are on a journey towards a sustainable future that creates value together.

Company Information

Komatsu develops and supplies technologies, equipment and services for the…