Financial Credit Risk, Director

Financial Credit Risk, Director role at PwC

Specialty/

Competency:

Financial Risk

Industry/Sector:
Banking and Capital Markets

Time Type:
Full time

Travel Requirements:
Up to 60%

At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organisations navigate complex regulatory landscapes and enhance their internal controls to mitigate risks effectively. In treasury risk management at PwC, you will focus on assessing and mitigating financial risks for clients, assisting in effective cash management and liquidity, and optimising capital allocation strategies.

You will provide advice in risk analysis, hedging strategies, and regulatory compliance to help clients navigate the complexities of treasury operations.

Translating the vision, you set the tone, and inspire others to follow.

Your role is crucial in driving business growth, shaping the direction of client engagements, and mentoring the next generation of leaders. You are expected to be a guardian of PwC's reputation, understanding that quality, integrity, inclusion and a commercial mindset are all foundational to our success. You create a healthy working environment while maximising client satisfaction. You cultivate the potential in others and actively team across the PwC Network, understanding tradeoffs, and leveraging our collective strength.

Skills

• Lead in line with our values and brand.

• Develop new ideas, solutions, and structures; drive thought leadership.

• Solve problems by exploring multiple angles and using creativity, encouraging others to do the same.

• Balance long-term, short-term, detail-oriented, and big picture thinking.

• Make strategic choices and drive change by addressing system-level enablers.

• Promote technological advances, creating an environment where people and technology thrive together.

• Identify gaps in the market and convert opportunities to success for the Firm.

• Adhere to and enforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance) the Firm's code of conduct, and independence requirements.

As a member of the Risk & Regulatory Advisory team, you will advise financial institutions on a broad range of credit risk management topics including organization and governance; credit process optimization; risk rating model design, build and implementation; credit regulatory assessments; and Current Expected Credit Losses (CECL) process and tools. You will work on a team evaluating, designing, and implementing credit risk strategies to support our clients in addressing key market challenges.

Basic Qualifications

• Minimum Degree

Required:

Bachelor Degree

• Minimum Years Of

Experience:

10 years

Preferred Qualifications

• Degree Preferred:
Master Degree

• Preferred Fields Of Study:
Business Administration/Management, Statistics, Mathematics, Finance, Economics, Accounting

Preferred Knowledge/

Skills:

• Leading and/or playing a significant role in commercial and retail lending and credit process redesign initiatives, such as streamlining credit approval processes (including artificial intelligence), better aligning deal team execution and delivery to client segmentation schemes, implementing credit process redesign initiatives, redesigning risk management organization, enhancing loan review processes, and/or enhancing loss mitigation/recovery processes.

• Managing credit risk processes, performing underwriting, credit analysis and assigning risk ratings, writing and reviewing risk management policies and procedures, and 1st/2nd line of defense experience.

• Developing, applying, and validating commercial and retail credit risk methodologies including obligor and facility risk rating models, pricing models, etc.

• Creating and executing design and application of commercial and retail credit risk reporting and analytics in a financial services organization.

• Possessing knowledge of Allowance for Credit Losses, including methodology, models, and US GAAP requirements under Current Expected Credit Losses (CECL) and knowledge of IFRS 9.

• Selecting, implementing and/or using commercial and retail credit risk…