Investigator, BSA​/AML Financial Crimes Compliance

About Coinflow Coinflow is a next-generation payments company headquartered in Chicago, pioneering the way money moves globally. We enable merchants and marketplaces to accept payment methods across 170+ countries with instant settlement, AI-driven fraud prevention, and blockchain-based proof-of-delivery. Backed by leading investors—including Pantera Capital, CMT Digital, Coinbase Ventures, Jump Capital, and Reciprocal Ventures—Coinflow recently raised a $25M Series A to accelerate our mission to modernize cross-border payments.

Since our seed round in 2024, we’ve achieved 23x revenue growth and scaled to a multi-billion-dollar annual transaction volume run rate!

A hands-on execution of financial crimes investigations, including performing in-depth analysis of BSA/AML and Fraud alerts within a case management system and ad hoc referrals from business partners. You ll help build the team, establish investigation frameworks, and create scalable processes that protect our platform as we grow in a fast-paced fintech environment.

• Alert Investigation:
  Perform investigations on assigned BSA/AML and Fraud alerts generated by monitoring systems within the case management system.
• Ad-Hoc Fraud Support:
  Conduct initial triage and investigation of ad-hoc fraud referrals escalated by business partners, documenting findings and supporting mitigation efforts.
• Assist BSA/AML and Fraud mitigation strategies:
  You will assist with monitoring transaction monitoring rule performance and tuning existing controls to proactively detect and mitigate emerging threats.
• Alert Documentation:
  Accurately document all analysis, evidence, and determinations in the case management system, ensuring regulatory compliance and audit readiness.
• Compliance Support:
  Assist the broader team by utilizing and providing feedback on policies, procedures, and job aides to ensure consistent and high-quality investigative work.
• Ensure compliance – Stay current on BSA/AML, FinCEN, OFAC, and state money transmitter requirements.
• Collaborate cross-functionally – Partner with Risk, Product, Engineering, and Operations to help build scalable compliance solutions.

• 2+ years in AML and Fraud teams in fintech, payments, banking, or financial services
• Knowledge of BSA/AML regulations, FinCEN guidance, OFAC sanctions, money laundering and fraud typologies
• Proven track record meeting SLAs, and performance expectations
• Strong analytical skills with ability to work with data and make evidence-based decisions
• Understanding of payment processing, merchant acquiring, and transaction risk
• Excellent communication skills and comfort operating in ambiguous, fast-paced environments

• CAMS, CFCS, or ICA certification
• Cryptocurrency and blockchain analytics expertise (Chainalysis, Elliptic, TRM Labs)
• Experience working transaction monitoring systems and case management platforms
• Experience with SQL and business intelligence tools (e.g., Tableau, Looker)
• Background in high-growth payment companies or fintech startups
• Bachelor s degree

• Build from the ground up – Shape our financial crimes program with executive visibility
• High-growth opportunity – Join during a pivotal phase with room to expand your role with team and scope
• Cutting-edge work – Operate at the intersection of compliance, crypto, and innovative payment technology
• Competitive package – Strong salary, equity, comprehensive benefits, and professional development support
• Collaborative culture – Work with talented, mission-driven people building the future of payments

Location:

Chicago

Join the team rewriting how money moves worldwide—and become a driving force in the $194 trillion cross-border payments market.