Risk Analyst

Who We Are Apex Fintech Solutions (Apex) powers innovation and the future of digital wealth management by building tech-forward solutions that help simplify, automate, and facilitate access to financial markets for all. Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi, Webull, and eToro, amongst many others; collectively, Apex powers access to the stock market for over 22+ million end customers.

Apex is changing how the securities industry operates by reinventing the status quo, which was manual, slow, and accessible only by the ultra-wealthy. We're digitizing and democratizing systems so that everyone has an opportunity to invest. When you're at Apex, you drive this change. You're part of a global team with a clear vision: to be the trusted technology that powers the digital economy.

Our offices in Austin, Dallas, Chicago, New York, Portland, Belfast, and Manila are home to over 1,000 employees. Together, we're shaping the future of financial innovation. Embrace change. Solve big. Win together. And be G.R.E.A.T. — grit, results, empathy, accountability, and teamwork — with Apex. We're proud to be recognized for the innovative work we do, the purpose-driven nature of our work, and the collaborative culture we've created.

Here are just a few of the many awards we've recently received:

• Best Places to Work – 2026, 2025, 2024, 2023 (
  Presented by Built In
  )
• Wealth Tech of the Year – 2025 (
  Presented by US Fin Tech Awards
  )
• The World's Top 250 Fintech Companies – 2024 (
  Presented by CNBC
  )

The Risk Analyst will work on complex portfolios which include margin and options requirements (complex strategies) of clients via active monitoring, including changes in credit profile and risk credit limits. You will work closely with various departments to ensure that all risk management processes are in place and adhered to, supporting the overall stability and integrity of our services/portfolios.

• Establish appropriate internal risk ratings and credit limits for clients and implement accurate adjustments due to changes in credit outlook as well as the firm's desired exposure levels
• Assess the creditworthiness, including due diligence of borrowers and/or trading counter parties and authoring credit analysis
• Assess and structure complex transactions and work on credit documentation to mitigate risk appropriately
• Coordinate closely with the Risk, Operation, Stock Loan, and Treasury departments to provide high quality and timely credit decisions while observing compliance with established credit policies and guidelines
• Complete the daily assessment of portfolio risk across a substantial client base and across a wide range of asset classes
• Develop risk offerings/platforms and other risk initiatives
• Provision risk management solutions to clients in relation to margin financing and leveraged trading
• Assist with the development of internal and external reporting with a focus on the client and relevant risk information
• Address client specific queries on a daily basis
• Participate in other general firm risk assessments as needed inclusive of operational risk assessments

• Bachelor's degree in Finance, Economics, Business Administration, or a related field or equivalent experience required
• 2+ years of experience in risk analysis, preferably within the financial services industry or at a correspondent clearing/broker-dealer firm
• FINRA Series 7 License required (or willingness to obtain)

• Knowledge of quantitative analytics and statistical modeling
• Understanding of value at risk and computational methods
• Understanding of gamma in relationship to price movements of an option
• Strong written and verbal communication skills
• Proficiency in Microsoft Office 365
• Proficiency in SQL to analyze and manage large datasets, preferred
• Knowledge of R or Python, preferred
• Familiarity with Artificial Intelligence

• This job operates in a hybrid, office environment 3 days per week.

We offer a robust package of employee perks and benefits, including healthcare benefits (medical, dental and vision, EAP),…