Associate, Corporate Banking - Technology

Final date to receive applications

01/23/2026

320 S Canal Street

Capital Mrkts Sales & Service

The US Diversified group within the Corporate Bank underwrites and manages the firm's large corporate (public and private) syndicated loan portfolio within the Technology and Business Services sectors. The team supports both our product and coverage partners by allocating capital to revolver, term loans, and ancillary business products. The team is responsible for all aspects of underwriting and manages the credit and Corporate Banking coverage (i.e. relationship management) post deal closing.

The Associate will serve as a key member of the deal team in the underwriting, credit approval, and portfolio management; supporting the deal team by analyzing financial and operating data for trends in financial performance of companies and industries. The Associate will be involved in the initial screening of transactions, due diligence, credit approval, and negotiation of legal documentation. The Associate will help assess BMO's hold appetite across revolvers and term loans.

Experienced Associates will participate in client pitches to help support cross‑selling opportunities for hedging and other traditional corporate banking products.

• Use independent critical thinking skills to analyze historical financial performance, create Base/Stress case financial projection models, develop risks and mitigants, business strengths, and credit rationale for completing a transaction
• Work across groups to compile diligence lists and lead diligence calls with company management teams and other lenders
• Complete risk / return models for new deals
• Collaborate with colleagues on different teams (Leveraged Finance, Investment Banking Industry Coverage, Ancillary Product groups) on materials for committee meetings attended by senior leaders across the bank
• Address questions from the Investment Committee and Credit team to support new transactions

• Review and monitor Borrowers' financial statements for potential changes which may affect the Borrower's performance through detailed review of quarterly financial statements, participation in quarterly lender calls, and ongoing dialogue with management teams
• Prepare concise credit analysis and other correspondence on a quarterly basis for certain Borrowers, and on an annual basis for all Borrowers
• Assess Borrowers' internal risk rating on a regular basis based on their financial performance and changes to the qualitative aspects of the business
• Evaluate opportunities for new business (ancillary products such as FX and interest rate hedging and cash management) with existing Borrowers
• Conduct analysis and comprehensive review of industry trends and comparable transactions in the industry

• Assist in the preparation of pitch materials for client meetings and cross‑sell of corporate banking products
• Experienced Associates will participate in client pitches to help support cross‑selling opportunities for hedging and other traditional corporate banking products

• An undergraduate degree with academic coursework in finance, economics, or accounting
• 3 - 4 years of relevant experience within investment banking, corporate banking, corporate credit, commercial banking or capital markets
• Completion of a financial analysis credit training program preferable
• Prior experience in technology is preferred; but not required

• Excellent analytical skills pertaining to business, financial, and credit analysis
• Skilled in building complex three‑statement financial models
• Strong written and oral communication skills
• Strong proficiency in Microsoft Office products, notably MS Excel
• Ability to be creative, insightful and resourceful in performance of duties
• Strong interpersonal skills used within a demanding team environment
• Strong ability to attentively review, assess, and provide detailed information daily on multiple projects in an organized manner
• Excellent capability to independently function as part of a team through self‑motivation

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