Senior Associate, Product Management- Card Authorizations

Senior Associate, Product Management
- Card Authorizations

Product Management at Capital One is a booming, vibrant craft that requires reimagining the status quo, finding value creation opportunities, and driving innovative and sustainable customer experiences through technology.

We believe our portfolio of businesses and investments in growth and transformation will result in a company with the scale, brand, capabilities, talent, and values to succeed as the digital revolution transforms our society and our industry.

Do you dream of well-designed and intuitive products and customer experiences? Do you want to be the one who introduces change to help tens of millions of customers make smarter financial choices? Do you want to change the way people manage their money? If you answered yes to all of these questions, then product management at Capital One may be a fit for you.

• Human Centered
  • You’ll collaborate with tech teams to build comprehensive acceptance criteria, identifying and elevating any need for additional research to define future feature design.
  • You’ll breakdown business epics into features and further into user stories, driving your team towards lowest effort or Minimal Viable Product (MVP) for a valid feature test.
• Business Focused
  • Demonstrating a growth mindset, you’ll effectively use hypothesis-driven assessment of data to ensure your product or feature delivers on real business needs.
  • You’ll own and prioritize feature development roadmaps, ensuring all necessary processes and procedures are followed to manage risk.
• Technology Driven
  • You’ll work autonomously in an agile environment, to conduct research and develop features that utilize new and evolving technology.
  • You’ll collaborate with designers, technologists, data scientists and subject-matter experts to build cutting edge solutions to help customers.
  • You’ll deliver well-managed product platforms for customers by seeking to understand technology trends and architecture strategy.
• Transformational Leadership
  • By actively participating in horizontal forums, you’ll harness a network of trusted relationships among tech teams, designers, key internal stakeholders and partner teams.
  • You’ll articulate a succinct product roadmap to deliver business value and share with stakeholders, elevating your team’s results and becoming a product matter expert.

Card Authorizations is the backbone of the credit business, enabling over $700 billion of spend annually through more than 25 million credit card authorizations daily. As part of each authorization, the Auths iVal (Instrument Validation) team reliably validates Card Instruments (like the plastic credit card in your wallet) in real time. These real-time validations—checking the magstripe, card chip, and CVV for online purchases—are one of our first and strongest defenses against fraudulent authorizations.

As a product manager on this team, you will help us launch our first end-to-end, fully in-house, live use cases leveraging a modernized, highly-scalable, highly-resilient instrument validation solution. You will support enablement of several use cases for both card and bank products as we transition to our modernized platform. You’ll also be part of design, implementation, strategic socialization, use case adoption and iterative enhancements toward destination state.

• Intellectually Curious – You ask why, you explore, you're not afraid to blurt out your crazy idea or follow an email chain for weeks to find someone with an answer. Comfortable with ambiguity, a hunger to learn and a seeker of new challenges.
• Communicator & Influencer – You can communicate complex ideas clearly regardless of your audience. Our team knows their priorities and why they’re doing what they’re doing. You always can rally associates to work with you.
• Do-er – You’re biased toward action, you try things and sometimes you fail. You can get around roadblocks and stay focused on your goals. You’re well organized, able to multitask and able to prioritize your work.
• Passionate &…