Junior Credit Underwriter

Junior Credit Underwriter

Salary £30k-£35k

Cheshire

We are looking to recruit a Junior Underwriter who is focused on building a career in Credit Risk. Our client is a provider of loans and asset finance to SME businesses with both direct and broker routes to market. Direct business is funded either on its own book or placed with third‑party funders. Broker‑introduced business is funded on their own book.

The typical transaction size is c. £50k.

• Working within a team of credit underwriters
• Analyse credit data and financial statements to determine the degree of risk involved in extending credit or lending money
• Assessing, analysing and interpreting other credit‑related information
• Undertaking affordability analysis based on various financial and non‑financial information
• Be open and approachable for appeal of your decisions and have the ability to see a deal when originally you may not have done so
• Ensuring strong lines of communication with all areas of the business are maintained

• Underwriting experience is preferred but not essential
• The ideal candidate will be organised, meticulous, prepared to take ownership of tasks, able to manage their own time, proactive and able to follow tasks through to completion
• The ability to work under pressure and to tight time frames is paramount
• Good time management
• Ability to make decisions on a rate‑for‑risk basis
• Numerate with the ability to analyse financial statements and other Credit related information

In addition to an excellent basic salary,our client offers excellent career development.

• 28 days holiday (this includes three days at Christmas when the office closes) plus bank holidays. Holiday amounts increase with the length of service.
• Healthcare, cash plan and travel insurance
• Life assurance

Contact Julie for more information: