Business Unit Risk Advisor II Consumer Lending Technology

Business Unit Risk Advisor II – Consumer Lending Technology

The role will be full-time, onsite (5 days a week) at Truist core location (NC, GA, VA).

Engage with Consumer Lending Technology Business Unit leadership in management of risks and controls, and execute risk program requirements (e.g., RCSA, KRIs, etc.). Provide strategic insight, risk advice, and influence to assigned Business Unit. Concur with material risk taking by Consumer Lending Technology and elevate unacceptable risks.

Aggregate, integrate, correlate and report risks for assigned Business Unit. Present risk aggregation, key risks and emerging risks to senior Business Unit Leadership. Identify and recommend remediation to address weaknesses related to processes, people, systems, or external events and ensure effective implementation.

• Provide strategic and tactical effective challenge for all risks present within Consumer Lending Technology. Concur with key risk decisions and elevate unacceptable or emerging risks to BU CRO and/or Business Unit Risk Committee.
• Guide risk‑taking behavior. Provide counsel and advice to Consumer Lending Technology and senior BU leaders within Technology, Data and Operations Consumer & Small Business Banking.
• Monitor risk exposures, concentrations and limits. Ensure risk levels stay within risk appetite.
• Opine on new or revised risk program requirements to confirm they align with the Bank’s risk appetite, regulator expectations and industry standards.
• Identify opportunities to improve risk visibility within the BU; develop and implement a plan to transform opportunity into new processes and activities.
• Assist in the development and opine on Risk Appetite Framework metrics and Key Risk Indicators within the BU as well as those defined by the BU for implementation across Truist (where applicable).
• Advocate the Bank’s risk culture, compliance with enterprise risk initiatives and promote sound risk‑management practices.
• Provide connectivity between risk program outputs as appropriate. Coordinate with stakeholders to resolve highly complex or challenging issues.
• Advise on the effectiveness of Consumer Lending Technology’s risk and control environment.
• Guide the development of controls and governance mechanisms within the BU.
• Execute, facilitate and monitor risk governance mechanisms, including but not limited to Risk and Control Self‑Assessment (RCSA), key risk indicators, policies, risk committees and other components of the Enterprise Risk Framework.
• Monitor issues (all types) assigned to Consumer Lending Technology, as well as those that have downstream or upstream impact on the BU, and ensure appropriate remediation.
• In conjunction with Compliance Risk Management and Legal, monitor BU adherence to applicable policies, laws and regulations.
• Communicate to BU senior leadership, regulators and Executive Committees key activities, trends, and events pertaining to risk, regulatory and audit reviews; continue to promote various risk initiatives and their supporting metrics.

• Bachelor’s degree in Accounting, Business, Finance or related field, or equivalent education and related training.
• 8+ years of experience in a financial institution with emphasis on risk management, audit, operations, process engineering or line of business specialty, and/or equivalent education, training and experience.
• Experience or subject‑matter expertise in Consumer Banking Technology.
• Experience in compliance and operational risk mitigation and remediation.
• Strong communication, interpersonal, presentation and negotiation skills.
• Proven leadership and management skills.
• Strong analytical, problem‑solving and decision‑making skills in complex environments and with senior leadership.
• Strong time‑management and organizational skills adaptable to a dynamic and complex work environment; capable of handling multiple projects concurrently.
• Demonstrated proficiency in basic computer applications, such as Microsoft Office software products.
• Ability to travel, occasionally overnight.

All regular teammates (not…