Senior Compliance Business Oversight Analyst

Job Description

Work Location: Charlotte, North Carolina, United States of America

Hours: 40

Pay Details: $72,280 - $117,520 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line Of Business: Compliance

Job Description:

Why Work with Us? At TD Bank US Compliance, we are on a mission to build a more resilient and scalable compliance risk management function. You will play a key role in reshaping compliance structures, processes and culture to drive innovation. This is about creating a culture of compliance that cascades throughout the organization.

The Ideal Candidate

The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank’s size, complexity, and risk profile. You will manage day-to-day operations while helping design and implement a forward-thinking compliance program. We seek someone with an entrepreneurial mindset who can roll up their sleeves, take initiative and anticipate needs in a dynamic environment.

A comfort level with ambiguity is essential as the US Compliance team redefines the bank's compliance program and structure. The right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. TD Bank offers opportunities to shape the future of the bank while collaborating with a team dedicated to setting new industry standards.

Department Overview

U.S. Wealth Compliance acts as an independent regulatory compliance and conduct risk management and oversight function as described in the U.S. Compliance Operating Framework (COF) including:

• Compliance-wide frameworks, guidelines and standards for testing, monitoring, risk assessment, reporting and other activities
• Internal Audit, regulatory exam, and ongoing supervision management, finding tracking, and remediation oversight
• Foster a culture of integrity, ethics and compliance across the organization to manage and mitigate regulatory compliance and conduct risks
• Contribute to growth, innovation and efficiency, within risk appetite, through expert objective guidance and independent challenge

U.S. Wealth is a fully integrated wealth management business that provides products and services designed for High-Net-Worth, Institutional and Mass Affluent clients of TD Bank, N.A. including banking, custom credit, asset management, securities, investment advisory and insurance through multiple entities with independent regulatory regimes. The Financial Advisors, Relationship Managers, and Investment Advisors who are part of the client-facing Distribution teams are securities-registered and insurance-licensed.

Trust Advisors support both personal and corporate trust. The Wealth Mortgage Lending Officers and Wealth Lending Advisors support wealth lending activities.

Skills

In this position
, the Compliance Specialist will support the Wealth Banking, TD Wealth Management Services, Inc and Investment & Trust business lines to ensure employees follow procedures and comply with applicable regulations. The role requires the ability to work independently and as part of a team, strong analytical skills, attention to detail and delivering quality work in a fast-paced environment. The position will build, run and maintain a sustainable U.S. Wealth Compliance function that effectively manages regulatory compliance risk and conduct risk by:

• Assessing regulatory compliance risk and conduct risk within the U.S. Wealth businesses
• Independently testing, monitoring and assessing the adequacy of, adherence to and effectiveness of Compliance Management System (CMS) programs and controls
• Delivering independent challenge and objective guidance to business units
• Proactively managing regulatory change
• Establishing and maintaining policies designed to meet regulatory requirements and manage regulatory compliance risk

Job Summary

The Senior Compliance Business Oversight Analyst provides objective guidance, support and advice to assigned portfolio, business or function to promote strong Compliance controls and processes to mitigate risks. This role contributes to the development and implementation of Compliance programs related to all aspects of Compliance laws.

Depth & Scope

• Exercise sound and expert independent professional judgment in interacting with staff and senior management on significant regulatory…