Underwriter II

Overview

Job Description - Underwriter II, Employee Benefits (2600001Z)

UNITED STATES-NC-Charlotte

Equitable

Full-time

About the Role

At Equitable, we help clients secure their financial well-being so they can pursue long and fulfilling lives- a mission we’ve honed since 1859.

Equitable is looking for an Underwriter to join our Employee Benefits (Group Insurance) team. This role will be responsible for risk assessment and decision-making for our existing block of business. This individual will work closely with the Distribution team to evaluate renewals, amendments/plan changes, and potential new lines of coverage, all while keeping the Company’s financial objectives in mind. The Underwriter will also collaborate with other departments and vendor partners with underwriting-related issues and applicable best practices.

• Risk assessment and decision-making on renewals, amendments, and add-coverage opportunities
• Work closely with the Distribution team to deliver timely renewals and add to existing business, keeping the Company’s financial objectives in mind
• Collaborate with other departments and vendor partners with underwriting-related issues and applicable best practices
• Work within Equitable’s quoting platform and other rating tools to develop manual and experience rates
• Execute to key KPIs, including, pricing strategy targets, sales targets, persistency and TaT performance

This position offers a flexible work schedule: it may be fully remote/hybrid. If you are located near one of our offices (e.g., Charlotte, NC; New York, NY; Syracuse, NY), a hybrid schedule with 2–3 days on-site per week is expected to foster collaboration and connection.

The base salary range for this position is $65,000 - $75,000
. Actual base salaries vary based on skills, experience, and geographical location. In addition to base pay, Equitable provides compensation to reward performance with base salary increases, spot bonuses, and short-term incentive compensation opportunities. Eligibility for these programs depends on the level and functional area of responsibility.

For eligible employees, Equitable provides a full range of benefits. This includes medical, dental, vision, a 401(k) plan, and paid time off. For detailed descriptions of these benefits, please refer to the link below.

• Bachelor's degree or relevant work experience
• Experience and familiarity with Employee Benefits (Group Insurance) products such as Life/AD&D, Dental, Vision, Short and Long Term Disability

• Possesses a high level of reliability, responsibility and organization
• Strong verbal, written and interpersonal communication skills
• Proficient with Microsoft Excel, Word and Outlook

• Communicating Complex Concepts: Knowledge of effective presentation tools and techniques to ensure clear understanding; ability to use summarization and simplification techniques to explain complex technical concepts in simple, clear language appropriate to the audience.
• Group Insurance: Knowledge of group insurance products, business processes, market segments and the marketplace; ability to run applications effectively for the insurance organization’s business.
• Insurance Legal and Regulatory Environment: Knowledge of federal, state and local laws and regulations; ability to comply with these laws and regulations in insurance industry practices and activities.
• Managing Multiple Priorities: Knowledge of effective self-management practices; ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation.
• Risk Analysis and Selection: Knowledge of risk analysis and selection; ability to utilize tools and techniques to analyze potential risk exposures and determine coverage.

About Equitable

At Equitable, we’re a team committed to helping our clients secure their financial well-being so that they can pursue long and fulfilling lives.

We turn challenges into opportunities by thinking, working, and leading differently – where everyone is a leader. We encourage every employee to leverage their unique talents…