Senior Treasury Capital Manager

Work Location

Charlotte, North Carolina, United States of America

40 hours per week

US $110,760 – $166,400 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate’s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Finance

The Senior Treasury Capital Manager develops and executes complex capital management capabilities, strategies and/or structures for balance sheet management purposes. This role contributes to the continuous improvement of all processes, procedures, models, and system designs. Provides technical expertise, general direction, and subject matter expertise to the team.

• Recognized as top level expert within the company and requires significant in-depth and/or breadth of expertise in a complex field and knowledge of broader related areas
• Senior specialist providing advisory services to executives, business segment leaders and governs the requirements for own work
• Collaborates with Finance, Risk Management, Business Partners, and Regulatory Teams to support capital planning and reporting activities
• Conducts capital planning, forecasting, risk identification, or stress testing activities to evaluate capital adequacy and resilience
• Delivers insightful analysis and reporting to support internal management and fulfill external regulatory requirements
• Identifies, analyzes, and implements RWA and ROE optimization opportunities and strategic initiatives
• Leads activities related to balance sheet management including managing capital components, balance sheet strategies, and optimization initiatives to support regulatory and strategic objectives
• Provides advice on the interpretation of new and existing regulatory capital rules
• Represents the Bank at industry forums and bi-lateral discussions with regulators on capital issues
• Identifies and implements process improvements to enhance the efficiency, effectiveness, and automation of capital reporting planning and forecasting functions
• Acts as a key point of contact for internal audit, regulatory reporting deliverables, and governance activities related to capital management
• Ensures appropriate controls, reconciliations, and governance frameworks are in place for all capital management reports and/or forecasts
• Drives continuous improvements to the regulatory reporting and forecasting processes, focusing on timeliness, accuracy, efficiency and automation
• Benchmark against industry best practices and evolving regulatory standards to identify and implement capital optimization opportunities
• Manages capital distribution, issuance and redemption processes in accordance with regulatory capital requirements and internal governance standards
• Maintains capital management policies, including capital adequacy assessment to support internal capital ratio target setting
• Monitors compliance with regulatory capital limits and processes, as outlined in relevant capital management policies

• Undergraduate degree or equivalent work experience
• 10+ years of experience

• Understands and implements capital management requirements
• Works with the lending groups to review suitability of on-balance assets, and leads projects to enhance systems
• Invests the Bank’s surplus cash in appropriate money market instruments
• Buys options to protect against adverse movements in interest rates
• Works closely with both liquidity and capital teams to determine the appropriate funding and capital needs of the Bank and ensures various key regulatory requirements are met.

• Adheres to enterprise…