Mortgage Closer | Sage Loans

This role requires a hybrid schedule and will be based in our South Charlotte, NC Headquarters (Tuesday through Thursday) and work fully remotely on Mondays and Fridays each week.

As a Mortgage Loan Closer at Sage Home Loans
, you’ll play a key role in delivering seamless, accurate, and timely loan closings that reflect our mission to make mortgage simple. This role embodies our values—putting clients first, thinking like an owner, and winning the right way—by maintaining integrity and compliance in every transaction. You’ll collaborate across teams to ensure every closing experience is clear, efficient, and human‑centered, always striving to get better every day.

• Serve as a key point of contact for all parties throughout the closing process, including Loan Officers, Realtors, Borrowers, Attorneys, and Title Companies.
• Manage loan closings to meet contract deadlines and rate lock expiration dates.
• Close Conventional, FHA, and VA residential mortgages.
• Ensure loan files and documentation comply with company, investor, and regulatory standards.
• Verify that documents are drawn within posted turn times and consistently meet deadlines.
• Process a minimum of 3 files per day during standard business operations, with flexibility for changing volume as directed by management.
• Reconcile and approve Closing Disclosures, ensuring accuracy and compliance.
• Review Closing Disclosures with borrowers and schedule closings.
• Prepare and deliver complete, compliant closing packages.
• Maintain organized and accurate digital filing of all documentation using system checklists and job aides.
• Collaborate with processing, underwriting, and post‑closing departments to resolve issues and ensure completeness of closing packages.
• Develop an in‑depth understanding of the entire loan lifecycle to anticipate and manage dependencies within the closing process.
• Perform other duties as assigned.
• Maintain customer satisfaction scores of 4.75 or higher.

• Solid understanding of TRID guidelines and compliance requirements.
• Experience with Conventional, FHA, and VA loan programs (preferred).
• Working knowledge of Encompass loan origination software (preferred).
• Exceptional attention to detail and commitment to accuracy.
• Strong written and verbal communication skills.
• Ability to manage multiple priorities independently while meeting deadlines.
• Proactive and dependable work ethic with a strong sense of urgency.

• USA Compensation Range: $31.25

Note:

actual compensation is based on geographic location, qualifications, and experience.

• Health Insurance Coverage (medical, dental, and vision)
• Life Insurance
• Short and Long‑Term Disability Insurance
• Flexible Spending Accounts
• Paid Time Off
• Holiday Pay
• 401(k) with match
• Employee Assistance Program
• Flexible Paid Time Off (PTO):
  Full‑time employees accrue 20 days of PTO for a full calendar year annually, increasing to 25 days after five years of service.

Red Ventures is an equal opportunity employer that does not discriminate against any employee or applicant because of race, creed, color, religion, gender, sexual orientation, gender identity/expression, national origin, disability, age, genetic information, veteran status, marital status, pregnancy or any other basis protected by law. Employment at Red Ventures is based solely on a person’s merit and qualifications. We are committed to providing equal employment opportunities to qualified individuals with disabilities, including providing reasonable accommodations where appropriate.

If you require a reasonable accommodation to apply or participate in the job application or interview process, please contact