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Sr Product Specialist, Deposit Products - Ameriprise Bank, FSB

Job in Charlotte, Mecklenburg County, North Carolina, 28245, USA
Listing for: Ameriprise Financial Services, LLC
Full Time position
Listed on 2026-02-03
Job specializations:
  • Business
    Business Development, Financial Analyst
Salary/Wage Range or Industry Benchmark: 71300 - 98100 USD Yearly USD 71300.00 98100.00 YEAR
Job Description & How to Apply Below

Sr Product Specialist, Deposit Products - Ameriprise Bank, FSB

Join to apply for the Sr Product Specialist, Deposit Products role at Ameriprise Financial Services, LLC.

This role supports the development and maintenance of assigned financial products by conducting detailed research on industry and competitor trends. It involves analyzing data to make recommendations that improve product features, services, marketing strategies, and operational processes. The Senior Product Specialist will collaborate across multiple teams to execute product initiatives and enhance client and advisor experiences. Your contributions help shape innovative solutions and ensure competitive positioning in the marketplace.

Key Responsibilities
  • Conduct in-depth research and analysis of industry and competitor trends to identify opportunities for product improvement.
  • Make data‑driven recommendations to enhance product features, service quality, marketing strategies, and operational processes.
  • Create, maintain, and modify analytical tools to support product research and decision‑making.
  • Collaborate with internal partners across technology, operations, compliance, legal, and marketing to support product development and maintenance.
  • Support marketing and sales initiatives by developing client‑facing content and campaign materials.
  • Actively identify opportunities to build and improve competitor analysis capabilities.
  • Manage multiple projects simultaneously, ensuring timely execution and stakeholder alignment.
  • Prepare business requirements and documentation for product development initiatives.
  • Monitor industry developments and maintain a strong knowledge of financial services trends.
Required Qualifications
  • Bachelor’s degree or equivalent experience.
  • 3+ years of experience in financial services, with strong analytical and problem‑solving skills.
  • Ability to interpret data, identify trends, and provide actionable insights.
  • Experience collaborating across teams and managing projects with attention to detail.
  • Strong communication skills, including the ability to create clear and accurate documentation.
  • Desire to obtain FINRA Series 7 license (if not already licensed).
Preferred Qualifications
  • Background in business, economics, or marketing.
  • Project management experience.
  • Advisor or customer service experience.
  • Familiarity with regulatory requirements and compliance standards.
About Our Company

We’re a diversified financial services leader with more than $1.5 trillion in assets under management, administration and advisement as of 2024. With a team of more than 20,000 people in 20 countries, we advise, manage and protect assets and income of more than 3.5 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer.

Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses – Ameriprise Financial, Columbia Threadneedle Investments and River Source Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.

Base Pay Salary

The estimated base salary for this role is $71,300​–​$98,100 per year. We have a pay‑for‑performance compensation philosophy. Your initial total compensation may vary based on job‑related knowledge, skills, experience, and geographical work location. In addition, most of our roles are eligible for variable pay in the form of bonus, commissions, and/or long‑term incentives depending on the role. We also have a competitive and comprehensive benefits program that supports all aspects of your health and well‑being, including but not limited to vacation time, sick time, 401(k), and health, dental and life insurances.

Equal

Opportunity Statement

Ameriprise Financial is an equal‑opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, genetic information, age, sexual orientation, citizenship, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law.

Job Details
  • Employment Type:

    Full‑time
  • Seniority Level: Mid‑Senior level
  • Job Family Group:
    Marketing/Product Management
  • Line of Business:
    Bank
  • Exempt/Non‑Exempt:
    Exempt
  • Full‑Time/Part‑Time:
    Full time
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