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Real Estate Underwriter

Job in City Of London, Central London, Greater London, England, UK
Listing for: Lawes Insurance Recruitment
Full Time position
Listed on 2026-01-24
Job specializations:
  • Insurance
    Underwriter, Insurance Analyst, Insurance Risk / Loss Control
  • Finance & Banking
    Underwriter
Salary/Wage Range or Industry Benchmark: 80000 - 100000 GBP Yearly GBP 80000.00 100000.00 YEAR
Job Description & How to Apply Below
Location: City Of London

On behalf of a leading insurer, we are currently recruiting for a motivated Real Estate Underwriter. This is a fantastic opportunity to join a division focused on delivering tailored underwriting solutions to national and specialist brokers across the UK and international markets.

The ideal candidates will have a strong background in commercial real estate underwriting, a passion for strategic growth, and the confidence to make independent underwriting decisions in a fast-moving environment.

RESPONSIBILITIES
  • Underwrite a varied portfolio of real estate risks to achieve profitable outcomes
  • Assess risk submissions and set pricing and terms aligned with underwriting strategy
  • Build and maintain strong relationships with brokers and key stakeholders
  • Contribute to underwriting guidelines, tools, and process improvements
  • Ensure compliance with regulatory and internal standards
  • Provide real estate underwriting expertise and support product innovation
DAY-TO-DAY
  • Independently manage and underwrite real estate submissions
  • Work closely with brokers to deliver tailored solutions
  • Track market trends and competitor activity to guide decisions
  • Document and communicate underwriting decisions clearly
  • Support audits, reviews, and performance reporting
  • Attend broker meetings, events, and team sessions as needed
EXPERIENCE
  • Minimum 2-3 years of experience in Real Estate or Property Underwriting, ideally within commercial lines
  • Demonstrated ability to manage underwriting portfolios effectively, delivering on growth and profitability targets
  • Knowledge of both UK and international real estate insurance markets and associated risk factors
  • Experience working with or within broker-led distribution models is preferred
SKILLS
  • Strong analytical and decision-making skills, with a keen eye for risk and opportunity
  • Confident communicator with excellent written and verbal communication abilities
  • Proven relationship-building skills with the ability to influence and negotiate at various levels
  • Self-driven and organised, capable of managing a workload with minimal supervision
  • Commercially astute and comfortable contributing to a high-growth, entrepreneurial environment
  • Willingness to travel as needed for client or team engagement

If you have the relevant experience or know someone that does please contact me now on  or email us at

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