Analyst FI Credit Risk

As part of the Country and FI Credit Risk Management Team ("CFI"), successful candidate will analyse and appraise risks of EBRD's new and existing portfolio of FI debt transactions, and associated risks (including country risks). The Analyst Risk Officer will provide support to the team on preparation of credit reviews and allocation of credit ratings to counter parties, setting of counter party credit appetite and limits, reviewing of new projects/transactions and formulating recommendations of appropriate risk mitigation measures and transaction structuring, including security, covenants, and pricing.

The Analyst Risk Officer will also be required to undertake periodic portfolio reviews, identify and clearly communicate trends in the portfolio, including macroeconomic, legal and banking system trends in various jurisdictions in which EBRD ("the Bank") operates, for broader strategic decision-making and bottom‑up stress-testing. Background Risk Management is the Bank's second line of defence, which is responsible for the independent identification, reporting and mitigation of risks.

The Analyst Risk Officer provides analytical support and recommendations to his/her management in the CFI team, feeding into final recommendations to the Operations Committee, Small Business Information Review Committee, or approval of projects together with Banking under Delegated Authority for Banking transactions. Facts / Scale The Country and FI Credit Risk Management Team (incorporating Treasury Credit Risk Management) is organised into five sub‑teams: two Regional FI Credit Risk Teams, a Country Risk Team, an ABS Risk Team and a Treasury Counter party Risk Team.

The Analyst Risk Officer role is within one of the Regional FI Credit Risk Teams ("Team 2"). Team 2 is responsible for transaction structuring advice, transaction approval and credit risk portfolio management for over 130 bank and non‑bank financial institutions in 17 countries within EBRD's Countries of Operation. Accountabilities & Responsibilities

• Assess the creditworthiness of current and prospective clients of the Bank. Clearly and concisely articulate views around rating recommendations, credit appetite and relevant risk mitigants.
• Assist senior credit officers to manage the data behind our credit scorecards, our risk analysis and our portfolio reviews.
• Analyse the key risks of each proposed transaction and advise on risk mitigation measures, including via legal documentation and/or structuring. Review integrity and anti‑money laundering issues to ensure compliance with internal guidelines. Exercise own judgement and expertise to appraise the validity and reliability of key assumptions of each proposal. Ensure projects comply with any relevant risk guidelines, prudential limits set by the Bank, and that appropriate ratings are assigned for probability of default and loss given default.
  
  Have the ownership of Risk data in the area of responsibility.
• With oversight and guidance from more experienced members of the team, progress to making more independent decisions regarding portfolio actions (including rating changes, certain waivers and amendments), and recommendations to senior management on matters requiring higher level approval (including transfers to corporate recovery, impairments and more significant restructuring, etc).
• Carry out proactive and regular monitoring of the assigned portfolio counter parties, countries and market developments through own monitoring, research, communication with Banking as well as travel. Actively and constructively engage with Banking and other relevant staff to ensure adequacy of front‑line monitoring.
• In liaison with other Risk teams, provide input to FI sector portfolio stress‑tests. Collaborate with other members of staff; especially in the Banking Department, and Finance to ensure effective cross‑departmental and business functioning.
• Participate and contribute positively to various initiatives within Risk Management or bank‑wide.
• Among peers, be an agent of Credit Risk culture dissemination.
• Effectively analyse and formulate credit views on proposed projects and to make comprehensive…