Compliance Advisory Officer

Compliance Advisory Officer

We are looking for a Compliance Advisory Officer in our Compliance team. The team are an essential component of Funding Circle’s second line of defence risk framework. They advise and challenge the Business Teams with respect to Compliance with regulatory requirements and Funding Circle policies.

We’re Funding Circle. We back small businesses to succeed. At Funding Circle, we believe the world needs small businesses. That’s why we’ve made it our mission to help them get the finance they need to grow. With more than a decade of expertise, we’ve built a platform with data and technology that’s reshaping SME lending. We aim to deliver fast decisions for SMEs across the UK, enabling access to competitive funding in minutes.

We value meaningful, human support along with fast, hassle-free processes to deliver an exceptional customer experience.

Your role will be to work closely with the Compliance and other Business Teams to support the delivery of the Compliance plan. Your reporting will provide the Legal and Compliance Leadership Team and Senior Management with a clear picture of how the business is complying with its regulatory obligations, identify areas for development and make constructive recommendations for improvement.

• Act as a key point of contact for business units seeking Compliance advice, offering timely, accurate, and pragmatic solutions.
• Work with teams across the business and gain a deep understanding of their processes and understand the regulatory and policy impacts.
• Develop and maintain effective working relationships with key stakeholders within the business. Attend key business meetings and where necessary to challenge and influence to ensure Compliance risks are adequately addressed.
• Review and approve financial promotions across various channels (e.g., marketing materials, website content, customer communications) to ensure compliance with FCA regulations and internal policies.
• Design and implement Compliance policies, standards and training materials, including those that support new products and processes.
• Build and sustain technical knowledge of relevant regulations (i.e. SMCR, COBS, SYSC), keeping up to date with new developments and the latest regulatory position.
• Provide expert guidance and interpretation on all aspects of SMCR, including individual accountability, regulatory expectations, and practical implementation.
• Support the business in maintaining accurate SMCR documentation and records.
• Monitor regulatory developments and industry trends related to SMCR, Financial Promotions, Lending etc and assess their potential impact on the business.
• Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in day-to-day activities.

• Minimum 1 year of Compliance experience.
• Experience with in Payments, Lending or Card products would be beneficial, but not essential.
• Strong practical understanding of Financial Services regulations, especially those relevant to Lending platforms.

At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn’t align perfectly with the requirements.

We have a huge impact on the businesses that borrow through our platform, the communities they serve and the overall economy. You can read our Impact Report here. We have Trustpilot reviews from customers as well. We’re evolving and our multi-product platform continues to solve SME finance challenges.

We celebrate and support the differences that make you unique. We’re proud to be an equal-opportunity workplace and affirmative-action employer. We believe diversity makes us better. We offer a hybrid working model with a London office presence and flexible days. Our Circler proposition supports Health, Wealth, Development and Lifestyle.

• Flexibility: A benefit allowance to tailor your benefits to you and your family’s needs.
• Health:
  Private Medical Insurance, Dental Insurance, Health Cash Plan, Health Assessments, eyecare vouchers, wellbeing resources, and more.
• Wealth:
  Life Assurance, Income Protection, Critical Illness Cover, financial coaching, share schemes, mortgage advisor partnerships, and retailer discounts.
• Development:
  Dedicated annual Learning & Development allowance and access to internal learning.
• Lifestyle:
  Electric Car Scheme, Cycle to Work, Season Ticket Loans, and more.

We also offer award-winning parental leave policies and supportive family benefits.

Ready to make a difference? We’d love to hear from you.