Commercial Motor Underwriter

Overview

Admiral Business sits within the Admiral Group, and are the experts in business insurance, offering SME insurance for tradespeople, professionals, and couriers. They build products and services that put their customers’ first, combining agility with reliability to deliver innovative products and superior customer experience to the under-served SME market across the UK.

About the role:

Admiral Business is seeking a Commercial Motor Underwriter to support the technical and commercial development of our motor portfolio. Reporting to the Motor Underwriting Manager, you’ll act as a technical expert and key contact for brokers and customers, playing a central role in risk selection, pricing and underwriting strategy. You’ll help shape underwriting appetite, refine product design and drive profitable portfolio growth within a growing commercial lines business, redefining motor insurance through data, technology and underwriting excellence.

Shape & develop the commercial motor portfolio

• Underwrite and target commercial motor risks across a range of products (including minifleet, fleet, taxi, salary sacrifice, commercial van and others to follow).
• Aid the technical development and performance management of the commercial motor lines including single vehicle and fleet.
• Help create underwriting appetite, guidelines and pricing frameworks for commercial motor risks, ensuring alignment with Admiral Business strategy.
• Collaborate with Product, Pricing, Distribution and Operations teams to evolve the commercial motor propositions in line with customer and market needs.

Drive underwriting excellence

• Help lead broker relations to target business within our underwriting appetite.
• Ensure all underwriting activity aligns with governance, compliance and risk appetite standards.
• Provide training, coaching and mentorship to underwriting assistants to enhance capability and consistency within the team.
• Maintain and develop strong working relationships with brokers, partners and other key stakeholders.

Support growth & commercial outcomes

• Feedback on business volumes and current market conditions to identify opportunities for expansion and optimisation.
• Monitor portfolio performance, loss ratios and trends to inform underwriting decisions and product strategy.
• Collaborate with Data and Pricing teams to refine risk selection and improve portfolio profitability.
• Represent Admiral Business to brokers to enhance brand visibility and expertise.

Innovation, data & continuous improvement

• Embrace automation, AI and digital tools to improve underwriting efficiency and accuracy.
• Identify opportunities to streamline processes and enhance customer and partner experiences.
• Drive a culture of innovation and continuous improvement across the Motor Underwriting function.

• Experience in Commercial Motor underwriting to price new business, renewals and mid term changes.
• Technical expert: strong understanding of rating models and regulatory considerations within the commercial motor sector.
• Commercially astute: proven ability to balance technical underwriting discipline with commercial decision-making.

• Collaborative leader: team player who supports others, communicates effectively and works cross-functionally to deliver shared goals.
• Data-driven: skilled in using data and analytics to inform underwriting and portfolio performance.
• Innovative mindset: excited by new technologies and ways of working that simplify and enhance underwriting processes.

At Admiral Business, we like to keep things transparent, so you know what to expect.

Our interview process usually includes 3 stages:

• Initial chat with the Talent Team
• 1st stage interview (Remote)
• 2nd stage interview (On-site)

We aim to complete the process as quickly as possible, but we’ll always work around your availability. You’ll be supported by our recruitment team throughout, and if you have any questions, please get in touch.

We take pride in being a diverse and inclusive business. It's a place where you can Be You, and show up as you are. We’re committed to fostering a people-first culture where everyone is accepted,…