GI Risk Senior Manager

GI Risk Senior Manager page is loaded## GI Risk Senior Manager locations:
Bristol:
Edinburgh New Uberior House Head Office:
Cardiff:
Newport Tredegar Park:
Leedstime type:
Full time posted on:
Posted Todaytime left to apply:
End Date:
March 14, 2026 (14 days left to apply) job requisition :
151311
** End Date
** Friday 13 March 2026
** Salary Range**£0 - £0
** Flexible Working Options
** Hybrid Working, Job Share
** Job Description Summary**.
** Job Description
***
* JOB TITLE:

** GI Risk Senior Manager
** SALARY:** £114,606 - £134,830
** LOCATION(S):
** The candidate should work in one of our hubs in Edinburgh, Leeds, Cardiff / Newport, or Bristol.
*
* HOURS:

** Full-time
** WORKING PATTERN:
** Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites
** About this opportunity
** An opportunity has arisen in the Insurance, Pensions & Investments Risk team, focusing on our General Insurance business. Given the increasing importance of general insurance lines (mainly household but motor and pet broking) to our proposition, we are looking to bring in a Senior risk Manager to strengthen our GI oversight. The role sits in a small team reporting to the Head of Financial & Insurance Risk but would work across the department in virtual teams and with other senior stakeholders.
** Day to day, you will:
*** As a key player in the GI Claims and Reserving, Exposure Management, and Pricing and Performance Committees, you will actively challenge first line teams on technical provisions, reserve margins, and uncertainties, driving improvements and efficiencies—especially through smarter data use.
* You’ll deliver sharp oversight and advice on pricing and performance, scrutinising models, strategies, reserving approaches and techniques, and loss trends, while challenging the business on market trends, emerging risks, and best practice.
* We expect you to support and robustly challenge strategic and commercial decisions across the business cycle, lead deep dive risk reviews into the financials of the GI business, and bring financial rigour to non-financial risk reviews.
* Your expertise will help ensure regulatory and professional compliance, and you’ll play a pivotal role in shaping GI and reinsurance risk appetites.
* You would be expected to work closely and collaboratively with the first line teams and should be prepared to travel to other key hubs as needed.
** Why Lloyds Banking Group
** We’re on an exciting journey and there couldn’t be a better time to join us. The investments we’re making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive.
*
* What you’ll need:

*** You should be an actuary or have a strong technical Risk background.
* You should have a strong background in personal lines insurance, especially household.  Good connections within the general insurance market, and experience in both industry and consultancy roles would be an advantage.

Technical & soft skills:
* Proven expertise in GI personal lines reserving and reinsurance, with hands-on, up-to-date experience.
* Strong pricing skills (household or experience of sophisticated pricing approaches used on other personal lines), including advanced data analytics and price optimisation techniques.
* In-depth understanding of current and emerging regulations.
* Outstanding communicator and stakeholder manager—curious, creative, and unafraid to challenge or defend a viewpoint, yet adaptable when needed.
** And any experience of these would be really useful:
*** Data science capabilities are highly valued.
* GI capital modelling know-how is a real plus.
** About working for us
** Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.

And it’s why we…