Financial Crime Analyst

Overview

Join ANNA Money as a Financial Crime Analyst and contribute to the safety and integrity of our financial services. You will analyze transactions to identify potential fraudulent activity and ensure regulatory compliance, collaborating with compliance and legal teams to investigate suspicious behavior and improve preventative measures.

• Monitor and analyze customer transactions for signs of financial crime (fraud and money laundering).
• Continuously review customer transactions for suspicious activities that may indicate money laundering, fraud, or other financial crimes.
• Investigate flagged transactions and accounts in a detailed, methodical manner.
• Develop and implement investigative frameworks, identify red flags (e.g., structuring, layering, multiple accounts tied to suspicious entities), and maintain documentation for regulatory reporting and internal audits.
• Collaborate with internal teams (compliance, risk, IT, etc.) to enhance detection and prevention of financial crime.
• Prepare comprehensive reports documenting findings and recommended actions (e.g., filing SARs, terminating accounts) with clear templates and regulatory alignment.
• Stay up to date with industry regulations, best practices, and emerging trends in financial crime prevention.
• Assist in training staff on compliance and financial crime awareness initiatives.
• Manage escalations from junior analysts and review their work for accuracy and compliance.
• Proactively identify AML trends by analyzing data and collaborating with industry groups.

• Minimum of 4 years’ experience in financial crime analysis.
• In-depth knowledge of financial regulations and compliance standards.
• Familiarity with financial crime detection tools and techniques.
• Relevant certifications (e.g., ACAMS, ICA) and a degree in finance, business, or a related area are preferred.
• Experience in identifying, investigating, and preventing Authorised Push Payment (APP) fraud, with strong understanding of related typologies and customer impact.
• Proven ability to deliver training programmes and mentor junior analysts.
• Experience performing quality audits and inspections.
• Strong analytical and problem-solving skills; excellent verbal and written communication abilities.

We welcome you to our UK offices in Cardiff and London. We support hybrid working and require attendance at training sessions and meetings, which occur fortnightly. If you live near the UK offices, you may be asked to attend an office weekly.

• Ongoing AML, CTF, CPF, sanctions and fraud training, including internationally recognised certifications.
• Hybrid working arrangement.
• Perkbox, Cycle to Work, travel allowance up to £1,000/year, and continuous learning allowance up to £1,000/year.
• Growth share options and an employee-driven salary review.
• Opportunities to gain wider experience in Subject Matter Expert roles.
• Employee wellbeing, fitness, and mental health support programs.
• Regular social events and a birthday day off.

• £35,000 - £38,000 per year based on experience.

Please note that due to high demand, we’re unable to respond to individual emails or questions about the position. This description aims to be thorough and transparent regarding requirements and expectations.