Mortgage Loan Originator - Carbondale IL

At SIU Credit Union
, we aren't just looking for a numbers person— we're looking for a relationship builder. Our mission is to build lifelong partnerships by delivering personalized financial solutions. If you are passionate about helping members achieve the dream of home ownership while providing world-class service, we want to meet you.

As a Mortgage Loan Originator, you will be the face of our real estate lending department. You'll guide members through one of the most significant financial decisions of their lives, from the initial interview to the final closing signature. You will manage a diverse portfolio, including in-house loans, secondary market mortgages, and home equity lines of credit.

• Member Advocacy: Conduct in-person and telephone interviews to qualify borrowers, quote rates, and explain loan programs tailored to their needs.

• End-to-End Processing: Manage the lifecycle of the loan-ordering appraisals, flood certificates, and credit reports, while ensuring all disclosures meet RESPA and HMDA guidelines.

• Decision Making: Exercise authority in the approval or denial of 1st mortgages and home equity loans. When an application can't be approved, you'll act as a consultant to help members improve their credit for the future.

• Closing Excellence: Prepare loan documents and perform closings and disbursals, ensuring a seamless experience for the member.

• Compliance & Accuracy: Maintain precise records and stay current on industry trends, security procedures, and real estate regulations.

• Education: High School Diploma (required) and the ability to be bondable.

• Licensing: Must be eligible to register (and maintain registration) with the NMLS
  .

• Technical Savvy: Proficiency in Adobe and Excel is essential, along with a comfort level using lending software and general ledgers.

• Communication: Exceptional interpersonal skills. You should be as comfortable explaining complex loan terms over the phone as you are in a face-to-face closing.

• Analytical Mindset: Strong math skills and the ability to exercise sound administrative judgment.

• Comfortable working in a standard office environment with extended periods of sitting.

• Flexibility for travel and occasional extensive hours to meet member needs.

• Ability to remain calm and follow security protocols in potentially high-stress situations.

Paid vacation & holidays

Robust insurance options

401k options

Ready to help our members find their way home?

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