Junior Specialist: Risk Private Bank

Empowering Africa’s tomorrow, together…one story at a time

With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

To conduct and ensure quality credit management principles within a credit officials mandate level, based on the Absa Bank Credit Risk Model. To manage customers’ accounts by ensuring the normalisation and rehabilitation of account management accounts during the early stage delinquency cycle.

Resolve early-stage excess/arrears by assessing the customer’s risk, determining the reason for the excess/arrears and agreeing a solution with the customer. This could include agreeing a promise from the customer to pay, an increase, decrease in facility, adjusting debit orders and/or fees, or restructuring the facility where appropriate. The end‑to‑end process requires collaboration with various Strategic Business Units (SBUs).

• Credit Risk Assessment / management in a financial environment
• Financial principle analysis
• Intermediate computer skills
• Customer Orientation Level
• Verbal and written communication
• Network ability
• The ability to adapt to continuous changes in the working environment
• Negotiation skills
• Assertiveness

• Deciding and initiating action
• Analyzing
• Persuading and influencing
  
  Planning and organizing
• Entrepreneurial and commercial thinking
• Following instructions and procedures
• Coping with pressure and setbacks
• Adapting and responding to change

NQF Level 7:
Degree / National Diploma 3 to 5 years credit management experience. Previous mandate management experience preferred. Higher Diplomas:
Business, Commerce and Management Studies (Required).

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.

Absa Bank Limited reserves the right not to make an appointment to the post as advertised.