Manager, Lending Portfolio Management - Canadian P&BB

Location: Downtown Toronto (Central Bay Street)

Final date to receive applications:

01/29/2026

Address:

33 Dundas Street West

Job Family Group:

Audit, Risk & Compliance

Join a pioneering team shaping the future of Canadian Retail Credit Strategies.

We're building next-generation, end-to-end credit solutions that span the entire lifecycle-from acquisition and account management to collections-anchored in a holistic  Lending Decision Strategy  and aligned with  Canadian Personal & Business Banking (P&BB)  priorities.

Our approach combines cutting-edge decisioning software, advanced decision trees, and innovative credit models to deliver smarter, faster, and more customer-centric outcomes. This is your opportunity to influence credit cycles using modern modeling techniques and best-in-class decisioning applications, all within a high-performance, customer-focused environment.

If you're passionate about leveraging data, technology, and strategy to transform lending decisions and drive meaningful impact across Canadian P&BB, this is the team for you.

Develops and maintains risk decision-support strategies using analytical solutions to enable high-quality, fact-based decisions for a designated risk portfolio. Supports the development of the strategy and roadmap for data quality, data analytics, data modeling, reporting, business intelligence, and the design and development of sophisticated decision support tools.
Acts as a trusted advisor to assigned business/group.
Guides/assists in the identification and classification of issues; recommends action plans.
Influences and negotiates to achieve business objectives.
Recommends and implements solutions based on analysis of issues and implications for the business.
Assists in the development of strategic plans.
Identifies emerging issues and trends to inform decision-making.
Researches existing or emerging requirements & related best practices to assist and develops recommendations for changes/enhancements.
Helps determine business priorities and best sequence for execution of business/group strategy.
Conducts independent analysis and assessment to resolve strategic issues.
Leads the development and maintenance of the risk strategy management framework.
Supports development and execution of strategic initiatives in collaboration with internal and external stakeholders.
Represents the decision strategy function during internal/external regulatory audits and/or examinations.
Ensures alignment between stakeholders.
Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards.
Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.
Leads and integrates the monitoring, measurement & reporting on the status of the risk decision strategy performance to internal & external stakeholders.
Leads the management of governance meetings and maintenance of governing body mandates, oversight and approval guidelines.
May provide specialized support for other internal and external regulatory requirements.
Provides input into the planning and implementation of ongoing operational programs in support risk decision strategy management framework.
Leads/participates in the design, implementation and management of core business/group processes.
Develops and maintains risk strategies using analytics, predictive modelling and business rules to optimize decisions and productivity.
Supports the planning and execution of the change management process including simulation, validation testing and reporting requirements to evaluate the effectiveness of the new or modified strategies.
Provides advice and guidance to assigned business/group on implementation of analytical solutions.
Develops and maintains in-depth knowledge of business product strategies and related risk management requirements and legislative/ regulatory directives.
Works with stakeholders to identify the business requirements, understand the profitability structure, the risk / return assessment and the expected outcomes.
Works with data owners to…