VP of Commercial Lending

Location: On Site - Hyannis, Massachusetts, United States

Skills: Commercial Lending, Credit Analysis, Relationship Management, Business Development, Treasury Services

Join a well-established and growing organization in the banking industry, dedicated to serving business clients with a comprehensive suite of financial solutions. As VP of Commercial Lending, you will play an instrumental role in developing and managing robust commercial banking relationships, delivering tailored credit solutions to middle-market and small business clients. This is an exciting opportunity to build and expand a commercial portfolio in a dynamic region while making a tangible impact on the local business community.

• Develop new commercial banking relationships and grow an existing portfolio of business clients.
• Structure and originate Commercial & Industrial (C&I), Plant & Equipment (P&E), and Small Business loans in the $10MM–$15MM range.
• Partner with credit administration to analyze financial statements, evaluate risk, and structure credit facilities.
• Maintain strong deposit relationships and identify opportunities to grow core deposits and treasury services.
• Manage the full lending lifecycle including underwriting collaboration, approval process, documentation, and portfolio monitoring.
• Actively participate in community and business development efforts, leveraging in-depth market knowledge.
• Ensure compliance with bank policies, regulatory requirements, and sound credit practices.

• 7+ years of commercial lending or commercial banking experience.
• Demonstrated track record in developing and managing relationship-based commercial banking portfolios.
• Strong credit analysis and underwriting expertise.
• Experience originating C&I loans, equipment financing, and small business lending.
• Proven ability to structure transactions in the $10MM–$15MM range.
• Deep understanding of deposit products, treasury management, and cross-selling opportunities.
• Excellent relationship management and business development skills.

• Bachelor's degree in Finance, Business, Accounting, or related field preferred.
• Strong familiarity with the local commercial market landscape.
• Experience working closely with credit and treasury teams in a collaborative environment.
• Ability to actively participate in community outreach and market development initiatives.
• Experience ensuring compliance with regulatory and internal credit policies.