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Executive Underwriter OR AVP Underwriting Director - Middle Market

Job in Gold River, Sacramento County, California, USA
Listing for: Zurich North America
Full Time position
Listed on 2026-01-24
Job specializations:
  • Insurance
    Underwriter, Risk Manager/Analyst, Insurance Analyst, Insurance Claims
  • Finance & Banking
    Underwriter, Risk Manager/Analyst
Job Description & How to Apply Below
Location: Gold River

Recruiting Consultant at Zurich North America Executive Underwriter OR AVP Underwriting Director - Middle Market

Zurich Middle Markets has delivered double‑digit growth over the last four consecutive years, and we strive to exceed that growth in the years ahead! We’ve been committed to assembling a team of dedicated Middle Market leaders and underwriters who understand this space very deeply and who grasp the unique challenges of the various industry segments and the individual customers we serve.

We are looking to add to our team in Sacramento, CA and hire an experienced Market‑Facing Property & Casualty Underwriter.

In this role, you will serve as a customer advocate with a focus on improving the customer experience by understanding their unique risks and offering the best end‑to‑end solution for their Property & Casualty insurance needs.

What you can expect in a Market‑Facing, Middle Markets Underwriting position at Zurich:

  • Develop and maintain relationships with broker partners and customers across all industries in support of business objectives.
  • Leverage your Property and Casualty underwriting acumen across risk assessment, exposure evaluation and pricing to generate and maintain a profitable book of new and renewal business.
  • Work collaboratively across business units including claims, finance, risk engineering, actuary, and technical underwriting while gaining extensive knowledge in a growing and innovative industry.
  • Be empowered to use your technical underwriting, negotiation and interpersonal skills to grow and develop relationships with preferred distribution partners in an assigned territory.

This role will be filled at either the Executive Underwriter or AVP Underwriting Director Level. The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skill set relative to the qualifications listed for this position.

Executive Underwriter

Required Qualifications:
  • High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market‑Facing area. OR
  • High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market‑Facing area OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support are AND
  • Knowledge of Microsoft Office
  • Experience working on time restraints for quotes on new and renewal business
  • Experience working in a team environment
AVP Underwriting Director

Required Qualifications:
  • High School Diploma or Equivalent and 7 or more years of experience in the Underwriting or Market‑Facing area. OR
  • High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 5 or more years of experience in the Underwriting or Market‑Facing area OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 12 or more years of experience in the Claims or Underwriting Support and
  • Experience with Microsoft Office
Preferred Qualifications:
  • Bachelors Degree
  • Strong verbal and written communication skills
  • Microsoft Office experience

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us.

The combined salary range for this position is $ - $. The proposed salary range for the Executive Underwriter is $ - $, with short‑term incentive bonus eligibility set at 15%. For the AVP Underwriting Director is $ - $, with short‑term incentive bonus eligibility set at 20%.

We offer competitive pay and comprehensive benefits for employees and their families. Learn more about Total Rewards here.

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of…

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